CDD/EDD Specialist — AML & KYC Expert

YTL Digital Bank Berhad; Kuala Lumpur; On-site; MYR 70,000 - 110,000; Full time

Job summary

YTL Digital Bank Berhad is seeking a Compliance Analyst to perform Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Ongoing Due Diligence (ODD) to ensure customers are properly identified and risk-assessed in line with AML/CFT requirements.

You will onboard customers, conduct high-risk reviews, monitor ongoing activity, document decisions, and collaborate with onboarding, fraud, and monitoring teams to strengthen controls in a fast-paced banking environment.

Qualifications

• Degree in Finance, Business, Law, or related field.
• 2-5 years' experience in AML, CDD, EDD, or financial crime roles.
• Banking/fintech or regulatory background preferred.
• Strong understanding of AML/CFT regulations.

Responsibilities

• Perform onboarding due diligence for individuals and corporates, including KYC verification and risk profiling.
• Conduct EDD for high-risk customers, including SOF/SOW analysis and adverse media review.
• Perform ODD through periodic KYC reviews and monitor for changes in risk ratings.
• Apply risk-based approach and escalate high-risk cases to Compliance.
• Maintain audit-ready case documentation and support audits.
• Collaborate with onboarding, fraud, transaction monitoring, and compliance teams.

Skills

KYC/CDD/EDD

Analytical skills

Documentation

Regulatory knowledge

Communication

Education

Finance/Business/Law degree

Job description

YTL Digital Bank Berhad is seeking a Compliance Analyst to perform Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Ongoing Due Diligence (ODD) to ensure customers are properly identified and risk-assessed in line with AML/CFT requirements.

You will onboard customers, conduct high-risk reviews, monitor ongoing activity, document decisions, and collaborate with onboarding, fraud, and monitoring teams to strengthen controls in a fast-paced banking environment.