AVP, Review & Remedial Specialist

United Overseas Bank; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

A leading bank in Asia is seeking a professional to conduct independent credit reviews of Wholesale Banking accounts and manage a portfolio of non-performing loans. The ideal candidate will possess a Bachelor's degree in Finance, Accounting, or Banking, along with 3-5 years of relevant experience. Strong analytical skills and the ability to mitigate risks are essential. Join the team and contribute to the bank's success through effective credit assessment and management.

Qualifications

• Recognised degree in Finance, Accounting, or Banking required.
• 3-5 years of experience in corporate/commercial credit environment.
• Proactive self-starter with positive attitude.

Responsibilities

• Conduct independent credit reviews of Wholesale Banking accounts.
• Monitor identified high-risk accounts to mitigate risks.
• Manage a portfolio of non-performing loans.

Skills

Analytical skills

Financial analysis

Credit assessment

Communication

Interpersonal skills

Education

Bachelor's degree in Finance, Accounting or Banking

Job description

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Conduct independent credit review of the Wholesale Banking accounts that fall within the identified tracks, to determine their appropriate classifications and devise appropriate strategies to mitigate the credit defaults/losses.
• Monitor & follow-up on the identified vulnerable/high risk accounts with the objective of curing/mitigating the identified risks.
• Assist business units in the credit assessment of proposals submitted.
• Manage a portfolio of Wholesale Banking non-performing loans (NPLs).
• Credit assessment of restructuring/recovery proposals.
• Follow-up with solicitors/receivers/liquidators on the progress of all legal proceedings.
• Review loan documentation.

Job Requirements

• Possess a recognised Bachelor's degree, preferably in Finance, Accounting or Banking, from a recognised university / college.
• Strong analytical skills including financial analysis and credit assessment, preferably with 3 - 5 years' experience in corporate / commercial credits environment.
• Able to identify, review, analyse and offer risk mitigation solutions for vulnerable credits.
• Proactive and highly motivated self-starter.
• Possess a positive attitude with excellent communication, good business writing and interpersonal skills.
• Able to work independently and is a team player.

Additional Requirements

Be a Part Of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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