AVP, Credit Approver, PFS

United Overseas Bank; Kuala Lumpur; On-site; MYR 50,000 - 70,000; Full time

Job summary

A leading Asian bank in Kuala Lumpur is seeking a Credit Approval Officer to evaluate and make credit decisions on unsecured products. Responsibilities include assessing applications, escalating fraudulent activities, and ensuring timely processing according to credit policies. Candidates should have a Bachelor's degree and at least 3 years of credit approval experience. Strong analytical, communication, and computer skills are essential for this role. Join the team and contribute to a high-quality credit culture in a supportive environment.

Qualifications

• At least 3 years of experience approving credit facilities.
• Professional credit certification (PCC or CCP) is an advantage.
• Computer literate and proficient in Microsoft Office.

Responsibilities

• Perform evaluation and credit decisioning of all unsecured products.
• Highlight and escalate suspected fraud or tampered applications.
• Ensure applications are processed within stipulated turnaround time.

Skills

Analytical skills

Communication skills

Interpersonal skills

Teamwork

Fast learner

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America.

Job Description

• Perform evaluation and credit decisioning of all unsecured products (Cards, Personal Loans & incremental limit requests), including appeal and resubmission applications.
• Highlight and escalate suspected fraud or tampered applications to Card Risk.
• Ensure applications are processed within stipulated turnaround time and meet daily productivity targets set by the department.
• Make decisions that are consistent with regulatory requirements and UOB's credit policies and guidelines.
• Participate in credit meetings and discussions, raise issues in credit approval, and support sanity testing as required.
• Maintain a high‑quality portfolio and uphold a strong credit culture.
• Perform any ad hoc duties assigned from time to time.

Job Requirement

• Bachelor’s degree or equivalent.
• At least 3 years of experience approving credit facilities.
• Strong analytical, communication and interpersonal skills.
• Computer literate, proficient in Microsoft Office.
• Fast learner, able to work under pressure and as part of a team.
• Professional credit certification (PCC or CCP) is an advantage.

Additional Requirements

Be a part of the UOB family.

Equal Opportunity

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or any other non‑merit factor. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require assistance or accommodations during the recruitment process, please let us know when you submit your online application.