AVP, Credit Analyst, Corporate Banking

Sumitomo Mitsui Banking Corporation Malaysia Berhad; Malaysia; On-site; MYR 50,000 - 70,000; Full time

Job summary

A leading global financial institution in Malaysia is seeking a motivated professional to work closely with Relationship Managers to provide banking services, handle KYC, and conduct credit analysis. Candidates should have a degree in relevant fields, with 2–6 years of banking experience preferred and strong communication skills in English. This role emphasizes teamwork and compliance with regulations.

Qualifications

• AICB qualification is an added advantage.
• 2–6 years of banking experience with commercial/corporate customers preferred.
• Knowledge of trade and derivatives is an advantage.
• Strong command of English; Japanese and Korean skills are advantageous.

Responsibilities

• Cooperate with Relationship Managers for banking services and KYC handling.
• Conduct credit analysis for customers.
• Support daily operations and complete tasks in a timely manner.
• Ensure compliance with relevant rules and regulations.
• Provide timely reporting on irregular events.

Skills

Communication skills

Knowledge of banking products

Team player

Result-oriented

Education

Degree in Accounting, Finance, Banking, or Business Management

Job description

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintains strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers. With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well‑being, and pass it on to future generations.

Sumitomo Mitsui Banking Corporation Malaysia Berhad

Job Summary

• Cooperate closely with Relationship Managers to provide banking services and handle KYC for customers.
• Conduct credit analysis for customers to obtain approval and ensure smooth document circulation.
• Engage in various financial transactions and support daily operations.
• Assist and cooperate with colleagues.
• Learn new banking jobs and train new joiners.

Job Description

• Achieve department and team budget targets, including profit and product volumes.
• Establish and maintain good relationships with customers and colleagues.
• Complete tasks, such as credit application, monitoring, instruction response, KYC, and financial transactions, in a timely manner.
• Support daily operations by implementing and initiating projects.
• Ensure full compliance with relevant rules and risk appetites in SMBCMY, SMBC Head Office and regulatory requirements (e.g., FEN, SCEL, Large Loans, Connected Parties, CCRIS Front‑end reporting, KYC/AML procedures).
• Provide timely and comprehensive reporting on irregular events, including customer complaints, information leakage, operational incidents, and credit deterioration, and conduct root‑cause analysis with remedial measures.

Job Requirements

• A degree in Accounting, Finance, Banking, Business Management or equivalent; AICB qualification is an added advantage.
• Preferable 2–6 years of banking experience with commercial/corporate customers.
• Knowledge of banking products, including trade and derivatives, is an added advantage.
• Excellent communication skills with strong command of English, both written and spoken; Japanese and Korean language skills are an added advantage.
• Outgoing, result‑oriented, self‑motivated and resourceful.
• Ability to work in a fast‑paced and dynamic environment.
• Ability to work independently and as a strong team player.