Assoc, Prod Specialist - Switching & Cards, WRB Tech

Standard Chartered; Kuala Lumpur; On-site; MYR 180,000 - 260,000; Full time

Benefits offered by this job

Flexible working

Annual leave 30 days

Wellbeing support

Learning culture

Job summary

Standard Chartered is seeking an Associate, Prod Specialist for Switching & Cards in WRB Tech in Kuala Lumpur. You will define roadmaps for ATM Switch and Cards platforms, translate business needs into robust technical solutions, and drive end-to-end delivery.

You will ensure scheme compliance, PCI DSS, and EMV standards while coordinating vendor and cross-functional teams. The role requires hands-on architecture experience, strong API and cloud knowledge, and leadership to mentor teammates in a

Qualifications

• Broad experience in ATM/ Cards switching and payments domain.
• Strong architecture and SDLC delivery capabilities.
• Knowledge of PCI DSS, EMV and ISO8583 standards.

Responsibilities

• Define roadmap for switching and cards platforms.
• Translate business requirements into technical solutions for payments.
• Ensure scheme compliance and PCI/EMV adherence.
• Drive end-to-end SDLC delivery and system integration.
• Provide SME guidance and mentor team members.

Skills

ATM switching

ISO8583

EMV standards

PCI DSS

UNIX/Linux

APIs (SOAP/REST)

Cloud services

Vendor management

Solution architecture

Project delivery

Education

B-TECH / BE or MBA in IT

5–10 years experience in payments/ banking

Tools

HSM configuration

Web services integration

VISA/MasterCard processing

Job description

Assoc, Prod Specialist - Switching & Cards, WRB Tech

• The role will be responsible to creating a roadmap for application which are robust and futuristic solutions for ATM Switch and Cards & Payment domain.
• The role will be responsible for handling the Solution Architecture designing and delivery for the ATM Switch, Cards and Payment domain.
• Will be responsible for developing solutions, stake holder management, vendor and financial management, developing project costs, and delivering the developed solutions.
• Ability to Identifying and managing risks, including developing contingency plans to mitigate potential issues.
• Knowledge on card issuing and transaction acquiring processing and standards.
• Knowledge on ISO8583 messaging standard protocols.
• Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirement.
• Desirable to have knowledge on national schemes and processor integrations.
• Knowledge about API’s (SOAP, JSON, REST..ETC) and Web Service Integration.
• Knowledge about Back Office integration.
• Knowledge about HSM protocols and configuration, Knowledge about encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA.
• Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards.
• Familiarity with Contact and Contactless technologies, Familiarity with 3DS and Tokenization standards.
• Experience with an EFT transaction switching or on-line banking environment.
• Hands-on experience with automated test tools and simulators.
• Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage.

• Strong design and programming knowledge on Unix/Linux environment, Unix Shell Scripting
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
• Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization
• Willingly shares relevant technical and/or industry knowledge and expertise to other resources
• Excellent problem-solving, team, and time management skills.
• Resourceful and proactive in gathering information and sharing ideas.
• Experience in banking or financial services industry.
• Working experience in Cloud and Digital transformation projects is an advantage.
• Good knowledge skill on open banking is a plus.
• Ability to review the requirement, impact analysis, gap analysis, high level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture/function spec/technical spec document.
• Be an excellent leader, Subject matter expert on the technical and functional knowledge
• Good team collaboration, relationships within & outside POD to all levels of the organization Strong influencing, conflict resolution & negotiation skills.

Key Responsibilities

Strategy

• Define roadmap for switching and cards platforms
• Evaluate emerging payment technologies
• Act as SME for payments ecosystem

Business

• Translate business requirements into technical solutions
• Support Visa, Mastercard, UPI integrations
• Ensure scheme compliance

Processes

• Requirement analysis and architecture design
• Drive full SDLC delivery
• Ensure integration across systems

People & Talent

• Provide SME guidance
• Share knowledge and mentor team members

Risk Management

• Identify and mitigate risks
• Ensure compliance with PCI DSS, EMV standards

Governance

• Adhere to technology standards
• Maintain documentation and audit readiness

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalation, mitigate and resolve risk, conduct and compliance matters.

Skills and Experience

• Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards
• Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements
• Experience with an EFT transaction switching and processing.
• Familiarity on PCI DSS and PA DSS compliance requirements
• Experience on Switch integration with VISA/Mastercard is mandatory. Others such as UPI, JCB and National switches.
• Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage
• Experience in Web Service integration and API’s
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
• Excellent in preparing the Solution Architecture document, Functional and technical spec
• Excellent problem-solving, team, and time management skills.
• Experience in Programming Languages and other emerging technologies
• Experience in Cloud Services

Qualifications

• B-TECH or BE or MBA grade in Computer Science/ Information Systems or related IT Area; 5-10years

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.