Assistant Manager, Credit Management

PEOPLE PROFILERS; Johor Bahru; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services company in Johor Bahru is seeking an experienced credit manager to evaluate and approve loan applications. Candidates should have at least 5 years of experience in credit management and demonstrate leadership skills. Proficiency in both English and Bahasa Malaysia is required; Mandarin proficiency is a plus. This role offers a dynamic environment focused on consumer financing.

Qualifications

• Minimum 5 years of working experience in credit management.
• Experience in consumer financing (Hire Purchase, Mortgage).
• Demonstrate leadership skills and has at least 2 years of team leading experience.

Responsibilities

• Process, evaluate and approve loan applications.
• Review supporting income documents of customers.
• Perform verification on customers' personal/employment information.

Skills

Credit processing

Leadership

Communication in English

Communication in Bahasa Malaysia

Education

Minimum Degree Holder

Job description

• To process, evaluate and approve Hire Purchase loan applications in accordance to guidelines and procedures.
• Review the supporting income documents of customer.
• To perform verification on customers personal or employment information.
• Data entry and creation of new loan application into TCAP Mobile system.
• Support Department Manager in areas of Credit Management, develop/review policies and guidelines, SOPs and adhoc credit review.
• To support any branch matter.

Job Requirement

• Minimum Degree Holder in any equivalent field.
• Possess with CCE Certification is additional advantage.
• Minimum 5 years of working experience in credit management with comprehensive knowledge of credit processing/evaluation/approving in banking/auto-financing industry.
• Experience in consumer financing e.g. Hire Purchase, Mortgage, Personal loan, Credit Card.
• Preferable a mature candidate capable of working independently, work well under pressure and consistently delivering results.
• The ideal candidate should has at least 2 years of experience in leading a team, demonstrate leadership skills.
• Good communication in English and Bahasa Malaysia, both written and spoken. Proficiency in Mandarin will be an added advantage.

Due to the volume of applications, we regret to inform that only shortlisted candidates will be notified.

Required Skills: