Anti-Money Laundering Analyst

EMQ Inc.; Kampung Malaysia Tambahan; Sur place; MYR 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Competitive salary

Benefits package

Growth opportunities

Résumé du poste

EMQ Inc. is seeking a meticulous AML Analyst to join our compliance team in Malaysia. You will focus on transaction monitoring, CDD/EDD, and reporting to uphold AML/CFT standards across markets.

Ideal candidates have 3+ years in AML, familiarity with MAS, HKCED, Bank Indonesia, or FINTRAC, and strong analytical, investigative, and documentation skills. Proficiency in English is required.

Qualifications

• Bachelor’s degree in Law, Finance, Business Administration, or a related field.
• 3+ years of AML compliance experience, including transaction monitoring and CDD/EDD.
• Strong knowledge of AML/CFT frameworks and regulatory requirements.

Responsabilités

• Monitor real-time and post-transaction activity to detect suspicious behavior.
• Investigate and analyze flagged transactions; prepare reports and SARs as required.
• Maintain audit-ready CDD/EDD records and collaborate with internal teams to resolve data gaps.

Connaissances

AML regulations

KYC processes

Analytical skills

Investigative skills

Documentation

Organizational skills

English fluency

Formation

Bachelor's degree (Law/Finance/Business)

Outils

Transaction monitoring systems

Risk screening systems

Description du poste

EMQ is a financial technology company that enables businesses of every size to access real-time, affordable, and efficient cross-border payments in 170+ markets. Through our API-powered platform, we continue to simplify global payments for our customers and enable them to scale efficiently across multiple markets. Recognized as a Tech Pioneer by World Economic Forum and Top 100 Cross-Border Payment Companies by FXC Intelligence, EMQ remains committed to fostering a more sustainable world by making financial services more accessible and inclusive for everyone, everywhere.

EMQ has offices in Hong Kong, Singapore, Taiwan, Malaysia, Indonesia, and Dubai. The company is currently licensed in Hong Kong, Singapore, Indonesia, Jordan and registered as a Money Service Business in Canada. www.emq.com.

The Role

We are seeking a highly detail-oriented and analytical AML Analyst to join our compliance team. The successful candidate will focus on transaction monitoring, customer due diligence (CDD), and enhanced due diligence (EDD) activities to ensure adherence to group-wide AML/CFT policies and international regulatory standards.

This role is ideal for professionals with a strong understanding of AML processes and experience in a banking or financial services space, particularly in the jurisdictions of MAS (Singapore), HKCED (Hong Kong), Bank Indonesia (Indonesia), or FINTRAC (Canada).

Key Responsibilities:

Transaction Monitoring and Reporting

• Conduct real-time and post-transaction monitoring using automated tools to detect unusual or suspicious activities.
• Investigate and analyze flagged transactions to identify potential money laundering, terrorism financing, or other financial crimes.
• Prepare comprehensive reports on investigations, documenting findings and recommendations.
• Escalate suspicious transactions and prepare Suspicious Transaction Reports (STRs) in accordance with group policies and jurisdictional requirements.
• Track and analyze trends in suspicious activities,

Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)

• Review and verify customer onboarding documents to ensure compliance with KYC standards.
• Conduct detailed due diligence checks, including verification of beneficial ownership, source of funds, and nature of business.
• Perform enhanced due diligence on high-risk customers, such as politically exposed persons (PEPs) or entities in high-risk industries or jurisdictions.
• Maintain accurate and organized CDD/EDD records, ensuring they are audit-ready and compliant with regulatory standards.
• Collaborate with internal teams to resolve discrepancies or obtain additional customer information as required.

Audit and Regulatory Liaison

• Assist in responding to internal and external audit requests related to transaction monitoring and CDD/EDD activities.
• Support regulatory inspections by preparing and providing documentation and
• addressing inquiries from MAS, HKCED, Bank Indonesia, FINTRAC, or other
• authorities.

Qualifications:

Education:

• Bachelor’s degree in Law, Finance, Business Administration, or a related field.

Experience:

• Minimum 3 years of experience in AML compliance, focusing on transaction monitoring and CDD/EDD activities.
• Familiarity with AML/CFT frameworks and regulatory requirements of MAS, HKCED, Bank Indonesia, or FINTRAC is a strong advantage.

Skills:

• In-depth knowledge of AML/CFT regulations, KYC processes, and financial crime typologies.
• Proficiency in using transaction monitoring and risk screening systems.
• Strong analytical and investigative skills to identify and mitigate potential risks effectively.
• Excellent organizational skills and attention to detail to maintain accurate records.
• Proficiency in English; additional language skills are a plus.

You Would Benefit From Our…

• Competitive salary and benefits package.
• A collaborative and supportive work environment.
• Opportunities for professional growth, including training and certifications
• Exposure to group-wide regulatory and compliance frameworks.