Anti Financial Crime & Operations Analyst

UOB; Kuala Lumpur; On-site; MYR 60,000 - 120,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd is seeking an experienced AML/CTF/AFC professional to support the bank's regulatory compliance program. You will perform CDD/EDD, monitor transactions, review alerts, and prepare STRs/SARs while collaborating with Compliance, Risk, and Operations.

Strong English and a background in banking AML are required. This role offers an opportunity to contribute to a trusted financial institution and stay current with evolving regulations.

Qualifications

• Bachelor’s degree or equivalent qualification.
• Strong command of written and spoken English.
• Minimum 3 to 8 years of AML experience in banking/financial services.
• Solid knowledge of AML/CTF regulations, financial crime risks, and regulatory expectations.
• Resourceful, meticulous, and detail‑oriented with strong analytical and problem-solving skills.
• Self‑driven, proactive, and able to work independently with minimal supervision.

Responsibilities

• Perform AML, CTF, and AFC activities in accordance with internal policies and regulatory requirements.
• Conduct customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring on customers, transactions, and accounts.
• Review and investigate suspicious activities, unusual transactions, and alerts from monitoring systems.
• Prepare and submit Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs).
• Assess AML risks related to customers, products, services, and geographies.
• Ensure compliance with relevant AML regulations, guidelines, and regulatory standards.
• Liaise with internal stakeholders such as Compliance, Risk, Operations, and Business units for AML‑related matters.
• Participate in AML reviews, audits, regulatory examinations, and remediation exercises.
• Stay updated on changes in AML laws, regulations, and industry best practices.
• Support continuous process improvement initiatives to enhance AML controls and effectiveness.

Skills

AML knowledge

CDD/EDD

Regulatory compliance

Analytical skills

Stakeholder communication

English proficiency

Education

Bachelor’s degree or equivalent

Job description

Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

• Perform Anti‑Money Laundering (AML), Counter‑Terrorism Financing (CTF), and Anti‑Financial Crime (AFC) activities in accordance with internal policies and regulatory requirements

• Conduct customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring on customers, transactions, and accounts

• Review and investigate suspicious activities, unusual transactions, and alerts generated from transaction monitoring systems

• Prepare and submit Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs) in a timely and accurate manner

• Assess AML risks related to customers, products, services, and geographies

• Ensure compliance with relevant AML regulations, guidelines, and regulatory standards

• Liaise with internal stakeholders such as Compliance, Risk, Operations, and Business units for AML‑related matters

• Participate in AML reviews, audits, regulatory examinations, and remediation exercises

• Stay updated on changes in AML laws, regulations, and industry best practices

• Support continuous process improvement initiatives to enhance AML controls and effectiveness

Job Requirement:

• Recognized Bachelor’s degree or equivalent professional qualification

• Strong command of written and spoken English

• Minimum 3 to 8 years of Anti‑Money Laundering (AML) experience within the banking or financial services industry

• Solid knowledge of AML/CTF regulations, financial crime risks, and regulatory expectations

• Resourceful, meticulous, and detail‑oriented with strong analytical and problem‑solving skills

• Self‑driven, proactive, and able to work independently with minimal supervision

• Strong interpersonal and communication skills with the ability to engage effectively with stakeholders at all levels

• Ability to manage multiple tasks, meet deadlines, and perform well in a fast‑paced environment

Additional Requirements

Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate’s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.