Analyst, Transaction Monitoring (1 year contract)

Youtrip; Selangor; On-site; MYR 40,000 - 60,000; Full time

Job summary

A leading multi-currency payment platform in Malaysia is seeking an Analyst for Transaction Monitoring. The role involves reviewing alerts, analyzing transaction data for suspicious activities, and drafting reports for authorities. Candidates should have 2-3 years of experience in financial services, possess strong analytical skills, and knowledge of payment regulations. This position offers growth in a fast-paced fintech environment.

Qualifications

• 2-3 years of relevant work experience in financial services or payment industry.
• Experience with compliance and risk management.
• Strong analytical skills to detect suspicious transactions.

Responsibilities

• Review and assess alerts from transaction monitoring systems.
• Draft Suspicious Transaction Reports as needed.
• Analyze transaction data for trends indicating fraud.
• Collaborate with other functions for customer satisfaction.

Skills

Analytical thinking

Problem-solving

Attention to detail

Knowledge of payment regulations

Job description

Analyst, Transaction Monitoring (1 year contract)

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

You Will

• Review and assess alerts generated by our transaction monitoring and screening systems. Require a good level of analytical skill to detect unusual or suspicious transactions and escort potential hits. Analysts may also be required to send requests for further information from customers.
• Conduct transaction reviews and, if transaction anomalies are observed, draft Suspicious Transaction Reports ("STR") for lodgment to the relevant authorities.
• Analyse transaction data to identify trends & patterns in transactions that may signify suspicious or fraudulent activities, using data and transaction monitoring tools.
• Collaborate with other key business functions to ensure a smooth end-to-end internal process to achieve customer satisfaction and safeguard the company’s and users’ interests.
• Perform any other ad-hoc legal/compliance duties.

You Are

• Compliance & Risk enthusiast – you have 2‑3 years of relevant work experience ideally within the financial services or payment industry. Relevant knowledge on payments related regulations in Malaysia will be a plus.
• Analytical & detail‑oriented thinker – you possess excellent problem‑solving skills with demonstrated experience in solving complex business challenges through analytical thinking. You have the natural tendency to always focus on details and avoid missing specifics.
• Travel enthusiast – you are a passionate traveler and understand the psychology of traveler, in particular when it comes to overseas spending behavior and its associated risks.
• Fearless self‑starter – you are not afraid to suggest and implement new initiatives to tackle complex business issues, as long as the rationale is logical and sound. You do not mind getting your hands dirty in order to get things done on a tight timeline.