Analyst (Transaction Monitoring)

YouTrip; Petaling Jaya; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading fintech company in Malaysia is seeking a Compliance Analyst to review transaction alerts, conduct investigations, and analyze data for suspicious activities. The ideal candidate will have 2-3 years of experience in compliance or risk within the financial services industry. Join us to drive innovative fintech solutions and help shape the future of digital payments.

Qualifications

• 2-3 years of experience in compliance or risk within financial services or payment industry.
• Knowledge of payments related regulations in Malaysia is a plus.
• Strong analytical skills with experience in complex problem-solving.

Responsibilities

• Review alerts generated by transaction monitoring systems to detect unusual transactions.
• Draft Suspicious Transaction Reports for relevant authorities if anomalies are observed.
• Analyse transaction data for trends that may indicate suspicious activities.
• Collaborate with key business functions for process improvement.
• Perform ad-hoc legal/compliance duties.

Skills

Analytical thinking

Problem-solving skills

Attention to detail

Job description

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

You Will

• Review and assess alerts generated by our transaction monitoring and screening systems. Require a good level of analytical skill to detect unusual or suspicious transactions and escalation potential hits. Analysts may also be required to send requests for further information from customers.
• Conduct transaction reviews and should transaction anomalies be observed, draft Suspicious Transaction Reports ("STR") for lodgment to the relevant authorities.
• Analyse transaction data to identify trends & patterns in transactions that may signify suspicious or fraudulent activities, using data and transaction monitoring tools.
• Collaborate with other key business functions to ensure a smooth end-to-end internal process to achieve customer satisfaction and safeguard the company’s and users’ interests.
• Perform any other ad-hoc legal/compliance duties.

You Are

• Compliance & Risk enthusiast – you have racked up at least 2 - 3 years of relevant work experience ideally within the financial services or payment industry. Relevant knowledge on payments related regulations in Malaysia will be a plus.
• Analytical & detail-oriented thinker – you possess excellent problem-solving skills with demonstrated experience in solving complex business with analytical thinking. You have the natural tendency to always focus on details and hate to miss out on specifics.
• Travel enthusiast – you are a passionate traveler and understand the psychology of traveler, in particular when it comes to overseas spending behavior and its associated risks.
• Fearless self-starter – you are not afraid to suggest and implement new initiatives to tackle complex business issues, as long as the rationale are logical and sound. You do not mind getting your hands dirty in order to get things done on a tight timeline.