Analyst, KYC (Corporate)

YouTrip; Petaling Jaya; On-site; MYR 60,000 - 90,000; Full time

Job summary

YouTrip, a Southeast Asian fintech, is seeking a Compliance & Risk specialist in Malaysia, based in Petaling Jaya. You will own the end-to-end KYC onboarding, assess customer profiles, and collaborate with Compliance to safeguard the company and users.

Responsibilities include name screening, background checks, coordinating with internal teams, and supporting regulatory engagements to keep our licensing and operations compliant in a fast-growing fintech environment.

Qualifications

• 2+ years of experience in compliance and/or KYC in financial services or payments.
• Knowledge of payments regulations; Singapore exposure a plus.
• Strong analytical and detail-oriented mindset.
• Willingness to travel and engage with regulators as needed.

Responsibilities

• Own end-to-end KYC onboarding, analyze customer profiles for authenticity and risk.
• Document and resolve customer profile assessments, including name screening and background checks.
• Collaborate with Compliance and other teams to smooth internal processes while safeguarding interests.
• Engage in regulatory consultations and license/exemption applications, staying ahead of reforms.

Skills

Compliance

KYC

Regulatory knowledge

Analytical thinking

Travel awareness

Proactive

Job description

We Are:

YouTrip is a Southeast Asian financial technology company dedicated to creating the next-generation of digital financial services for consumers and businesses. In 2018, we launched the region’s first and leading multi-currency payment app.

With our consumer and corporate products, YouTrip and YouBiz, we empower users with the most affordable and convenient financial innovations. YouTrip is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS), and owns principal memberships and issuing licenses with two of the largest card schemes, MasterCard and Visa.

YouTrip has been recognised by industry experts, winning awards for FinTech Employer of the Year by MAS and Singapore Fintech Association (SFA), Most Innovative FinTech Company in Southeast Asia and Best SME Finance Management Platform from APAC Insider’s 2023 Singapore Business Awards. We were also recently recognised as one of the Top Startups in Singapore by LinkedIn, further cementing our position as a leading fintech company in the region.

Our culture is entrepreneurial, open & inclusive, and teamwork-oriented. We are looking for talents with the aspiration to thrive in a rapidly growing business in the exciting FinTech space.

You will:

• In charge of the end to end KYC onboarding process which includes analyzing customer profiles to ascertain the authenticity and identify any potential risk areas, using data and screening tools.
• Document and handle resolution of customer profile assessment, including name screening, background checks, news run, and others, and assist to reach out to customers and internal teams for further investigation.
• Collaborate with Compliance and other key business functions to ensure a smooth internal process to achieve customer satisfaction and safeguard company’s and users’ interests.
• Participate in regulatory engagements or consultations, application of licenses or exemptions, and ensure business and management are informed and prepared against material reforms and developments.

• Compliance & Risk enthusiast – you’ve racked up at least 2 years of experience in compliance and/or KYC experience, and expertise within the financial services or payment industry. Relevant knowledge on payments related regulations in Singapore will be a plus.
• Analytical & detail-oriented thinker – you possess excellent problem-solving skills with demonstrated experience in solving complex business with analytical thinking. You have the tendency to focus on details and hate to miss out on specifics.
• Travel enthusiast – you are a passionate traveller and understand the psychology of travellers, in particular when it comes to overseas spending behaviour and its associated risks.
• Fearless self-starter – you are not afraid to suggest and implement new initiatives to tackle complex business issues. You do not mind getting your hands dirty in order to get things done within a tight timeline.