CTOS Digital is a key player in the ASEAN credit reporting landscape, enabling digital credit solutions through strategic investment and innovation. We empower individuals and businesses with the confidence to make sound credit decisions through access to data and insights with greater ease and speed.
ROLEOVERVIEW
This role will work closely with the Senior Manager todrive high-impact initiatives, rapid prototyping, and enterprise-gradeAI/technology solutions.
The ideal candidate should be capable of independentlyowning innovation streams, engaging with senior stakeholders, and convertingideas into working solutions within days to weeks.
This role is designed to scale innovation across theorganisation by combining strong technical depth with business understanding
KEYRESPONSIBILITIES
InnovationDelivery & Execution
- Design and develop proof-of-concepts (POCs) across AI,data, and platform use cases
- Translate business problems into working technicalsolutions (not just concepts)
- Drive initiatives from idea, prototype, pilot to productionreadiness
- Build reusable frameworks, accelerators, and tools
- Ensure prototypes are designed with scalability in mind,enabling seamless transition into enterprise-grade solutions
- Work on AI use cases such as:
- LLM-based applications (RAG,copilots, automation)
- Analytics and insightgeneration tools
- Evaluate and integrate tools such as:
- Continuously evaluate new AIplatforms, frameworks, and developer productivity tools to maintain CTOS at theforefront of innovation.
- Design scalableand cost-efficient architectures
StakeholderEngagement
- Work directly with stakeholderswhich include business and engineering team.
- Present solutionsin simple, business-friendly language
- Translate technicaloutcomes into business value (ROI, efficiency, impact)
- Act as a trustedadvisor to senior leadership, bridging technical possibilities withstrategic priorities
RapidPrototyping Culture
- Deliver workingprototypes within required timeline.
Balance speed with structure when transitioning toproduction
Champion a fail-fast, learn-fast mindset toaccelerate innovation cycles.
- Define high-leveland low-level architecture for innovation solutions
- Ensure scalability,security alignment and integration with existing systems
- Collaborate withInfrasturcture, Security, and Development teams
- Hands-on experiencewith orchestration tools, APIs, and integration patterns to connect AIsolutions with enterprise systems
Process& Capability Building
- Establish bestpractices for AI adoption, innovation lifecycle and tool evaluation
- Mentor junior team members
- Contribute to building a high-performinginnovation team
- ShapeCTOS’s innovation playbook, embedding best practices into the organisation’s
WHATDOES IT TAKE TO BE SUCCESSFUL
Qualifications
- Exposure to AWS AI services(Bedrock, Textract, etc.) and developer productivity tools (Copilots, AI IDEs)
WorkExperience
- 5+ years of experience in softwareengineering / solution architecture / innovation leadership roles
- Proven track record ofdelivering real working solutions (not just documentation) and handleenterprise-scale systems.
- Experience in financialservices / data platforms
- Experience working onAI-driven products or automation platforms
Techical Skills
- Strong programming capabilityin Java, Python, or Full-Stack development.
- Experience working with cloudplatforms (AWS preferred) and API / microservices architectures.
- Exposure to AI/ML andGenerative AI technologies (e.g., LLMs, RAG, automation frameworks).
- Good understanding of systemdesign, data architecture, and databases (SQL, NoSQL, Vector, Graph).
- Hands-on experience withorchestration tools, APIs, and system integration patterns.
- Strong ownership mindset withthe ability to drive initiatives independently in fast-paced environments.
- Comfortable navigatingambiguity and rapid experimentation in innovation-driven environments.
- Effective communicationskills, able to translate technical concepts to business stakeholders.
- Strong stakeholder management,with the ability to collaborate across functions and senior leadership.
- Ability to mentor team membersand foster a culture of innovation and continuous learning.