Wholesale Credit Sanctioning - LevFin - AVP

Barclays Capital; Mumbai; Presencial; INR 3 200 000 - 5 600 000; Tempo integral

Resumo da oferta

Barclays is seeking a Wholesale Credit Sanctioning - LevFin - AVP in Mumbai to independently assess complex financing transactions and ensure alignment with risk appetite and regulatory requirements. You will contribute to credit policy development and drive portfolio performance.

You will lead credit risk evaluation for LevFin, SLF and Hedge Funds sectors, monitor portfolios, document decisions clearly, and collaborate with cross-functional teams to deliver decisive risk management and

Qualificações

• Hands-on corporate credit risk assessment for global credits, focusing on US/EMEA within LevFin.
• Experience in annual/periodic credit reviews and presenting to senior risk officers.
• Monitoring portfolios and informing adverse developments to management.
• Ability to collaborate and lead within a team and support audits.

Responsabilidades

• Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
• Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Conhecimentos

Credit risk assessment

Financial analysis

Stakeholder communication

Regulatory knowledge

Descrição da oferta de emprego

Job Description

Purpose of the role

To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Accountabilities

• Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
• Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Assistant Vice President Expectations

To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave.

Join us as a Wholesale Credit Sanctioning - LevFin - AVP at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences.

To be successful as a Wholesale Credit Sanctioning - LevFin - AVP, you should have:

• Hands on experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the High Risk/LevFin domain.
• Preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees
• Conduct ongoing monitoring of assigned portfolios, promptly notifying senior management of adverse client or segment developments and trends, and evaluating their potential impact on regulatory ratings.
• Actively engage and help other team members in achieving their objectives to enhance performance of the wider team
• Actively support the senior credit officers for periodic regulatory examinations / Internal Audits / Complex transactions / Risk initiatives
• Some of Highly Valued