Wholesale Credit Risk Sanctioning - LevFin - Analyst

Barclays; Mumbai City; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Barclays in Mumbai seeks an experienced Wholesale Credit Risk Sanctioning - LevFin - Analyst to independently assess complex financing transactions and ensure alignment with risk appetite and regulatory requirements. The role involves credit decisioning, portfolio monitoring, and collaboration with risk officers across LevFin, SLF, and Hedge Funds sectors.

The successful candidate will stay current with sector analyses, support regulatory examinations, and guide junior staff while delivering

Qualifications

• Experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within LevFin domain.
• Preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
• Stay current with financial analysis and risk profile of the assigned sectors, borrowers and counterparties.
• Actively support the senior credit officers for periodic regulatory examinations / Internal Audits / Transactions / Risk initiatives.

Responsibilities

• Analyze complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess creditworthiness and risks.
• Monitor portfolio performance, identify early warning signs of deterioration, and report findings.
• Evaluate risk profiles considering industry trends, borrower financials, collateral, and market conditions.
• Document credit decisions and rationale clearly, adhering to audit and regulatory standards.
• Develop and implement strategies to mitigate identified credit risks and optimise portfolio performance.

Skills

Analytical skills

Interpersonal skills

Verbal and written communication

People leadership

Risk and controls

Job description

Job Description

Purpose of the role

To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the bank’s credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Accountabilities

• Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
• Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Analyst Expectations

• To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement.
• Requires in-depth technical knowledge and experience in their assigned area of expertise
• Thorough understanding of the underlying principles and concepts within the area of expertise
• They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate.
• Will have an impact on the work of related teams within the area.
• Partner with other functions and business areas.
• Takes responsibility for end results of a team’s operational processing and activities.
• Escalate breaches of policies / procedure appropriately.
• Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.
• Advise and influence decision making within own area of expertise.
• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your workand areas of responsibility in line with relevant rules, regulation and codes of conduct.
• Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.
• Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Make evaluative judgements based on the analysis of factual information, paying attention to detail.
• Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.
• Guide and persuade team members and communicate complex / sensitive information.
• Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

Join us as a Wholesale Credit Risk Sanctioning - LevFin - Analyst at Barclays, where you’ll spearhead the evolution of our digital landscape, driving innovation and excellence. You’ll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences.

TTo be successful as a Wholesale Credit Risk Sanctioning - LevFin - Analyst, you should have:

• Experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the high risk/LevFin domain
• Preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees
• Stay current with financial analysis and risk profile of the assigned sectors, borrowers and counterparties
• Actively support the senior credit officers for periodic regulatory examinations / Internal Audits / Transactions / Risk initiatives

Some of Highly Valued Skills may include:

• Experience in credit risk (3+ years), preferably in an international banking environment, covering Leveraged and/or High Yield clients
• Possess good analytical skills with attention to detail, ability to provide big picture decision making
• Possess good interpersonal, verbal and written communication skills, and have the ability to clearly articulate concepts and ideas.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

The location of the role is Mumbai, to work in a fast-paced environment, multi-task and handle various competing priorities

• Possess good interpersonal, verbal and written communication skills, and have the ability to clearly articulate complex concepts and ideas.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job‑specific technical skills.

The location of the role is Mumbai, IN.