Wholesale Credit Risk Associate - Quantitative Research

JPMorganChase; Mumbai; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

JPMorganChase in Mumbai seeks a Wholesale Credit Risk Associate specialized in Quantitative Research and AI/ML engineering. You will design and deploy AI/ML solutions, build data pipelines, and fine-tune generative models for domain tasks.

Collaboration with cross-functional teams is essential to deliver scalable, reliable solutions on cloud platforms. The role emphasizes Python development, ETL workflows, model evaluation, and real-time monitoring to ensure performance and impact across

Qualifications

• Master's with 2+ years' experience in CS/DS/ML or related field.
• Proficiency in Python for model development and integration with LLM APIs.
• Experience with cloud platforms (preferably AWS) and containerization (Docker, Kubernetes).
• Experience building end-to-end data workflows and ETL pipelines using Python and Databricks.
• Knowledge of AI/ML challenges, model fine-tuning, and evaluation for domain tasks.
• Ability to communicate complex AI capabilities to technical and non-technical audiences.

Responsibilities

• Design and deploy AI/ML/LLM/Gen AI solutions aligned to business goals.
• Build and maintain scalable data pipelines and ETL processes.
• Fine-tune generative models for domain-specific summarization and text generation.
• Evaluate model architectures and implement performance improvements.
• Monitor AI/ML solutions in real-time to ensure reliability.
• Collaborate with cross-functional teams and communicate results clearly.

Skills

Python

AWS

ETL pipelines

Databricks

Docker

Kubernetes

LangChain

LangGraph

Neo4j

Data visualization

Cross-functional collaboration

Education

Master's in Computer Science/Data Science/ML

Tools

Docker

Kubernetes

Databricks

LangChain

LangGraph

Neo4j

Job description

Job Description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As an Wholesale Credit Risk Associate - Quantitative Research / AI-ML Engineer you will support the design, development, and operationalization of AI/ML/LLM/Gen AI solutions that deliver measurable business impact. Working under the guidance of senior engineers, you will help prepare and transform data, build and maintain scalable ETL pipelines in Python and Databricks, and contribute to fine‑tuning and evaluating generative models for domain specific tasks such as summarization and text generation. You will assist in developing and deploying microservices on cloud platforms using Docker and Kubernetes, and support real‑time monitoring to ensure model and system performance.

Job Responsibilities

• Design, develop, and deploy state‑of‑the‑art AI/ML/LLM/Gen AI solutions to meet business objectives.
• Develop and maintain automated pipelines for data, ensuring scalability, reliability, and efficiency.
• Implement optimization strategies to fine‑tune generative models for domain specific use cases, ensuring high‑quality outputs in summarization and text generation.
• Conduct thorough evaluations of generative models iterate on model architectures and implement improvements to enhance overall performance in AI/ML applications.
• Implement monitoring mechanisms to track AI/ML solutions performance in real‑time and ensure model reliability.
• Communicate AI/ML/LLM/GenAI capabilities and results to both technical and non‑technical audiences.
• Stay informed about the latest trends and advancements in the latest AI/ML/LLM/GenAI research, implement cutting‑edge techniques, and leverage external APIs for enhanced functionality.

Required Qualifications, Skills And Capabilities

• Master's with at least 2+ years' experience in Computer Science, Data Science, Machine Learning, or a related field.
• Proficiency in Python for model development, experimentation, and integration with the LLM APIs.
• Ability to identify and address AI/ML/LLM/GenAI challenges, implement optimizations, and fine‑tune models for optimal performance in AI/ML applications.
• Experience with cloud platforms (preferably AWS), containerization technologies (Docker and Kubernetes), and microservices design, implementation, and performance optimization.
• Proficient in building AI Agents (e.g., LangChain, LangGraph), integration of tools, and RAG‑based solutions, Knowledge Graphs (e.g., neo4J).
• Experience developing end‑to‑end data workflows and ETL pipelines using Python and Databricks.
• Strong understanding of data modeling, normalization, and database design principles.
• Experience developing, debugging, and maintaining code in a large corporate environment using one or more modern programming languages and database querying languages.
• Ability to gather, analyze, and synthesize large, diverse data sets and to develop visualizations and reports in support of continuous improvement of applications and systems.
• Strong collaboration skills to work effectively with cross‑functional teams, communicate complex concepts, and contribute to interdisciplinary projects.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.

Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.