Walk-in | Relationship Officer/ Senior Relationship Officer- LAP

Utkarsh Small Finance Bank; Faridabad District; On-site; INR 350,000 - 520,000; Full time

Job summary

Utkarsh Small Finance Bank is seeking a candidate to source loan clients, ensuring strict credit discipline and zero defaults. The role involves monitoring loan portfolios, conducting utilization checks, and ensuring compliance with policies and procedures.

You will maintain accurate records, address customer needs, and explain loan provisions during contract finalization, including notarization and fee collection.

Responsibilities

• To source loan clients in line with the business plan and target.
• Creating and maintaining strict credit discipline and ensuring zero default in recovery.
• Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits.
• Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.
• Accurate and timely record keeping and reporting.
• Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.
• Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees.
• Any other work assigned to you from time to time.

Job description

Preferred candidate profile

• To source loan clients in line with the business plan and target.
• Creating and maintaining strict credit discipline and ensuring zero default in recovery.
• Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits.
• Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.
• Accurate and timely record keeping and reporting.
• Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.
• Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees.
• Any other work assigned to you from time to time.

Interview Location.

Delhi & Faridabad- 2ndFloor, Property Bearing No- 40/5N, BP-5, West Patel Nagar, Near Shadipur Metro Station, Metro Pillar No 226, New Delhi-110008