Walk in Drive For Credit Risk Underwriter on 13th October at Bangalore

Infosys BPM Ltd.; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Infosys BPM Ltd. in Bengaluru is conducting a walk-in for Credit Risk Underwriting in Bangalore. The role targets candidates with 2–4 years of experience and a full-time Bachelors degree in Finance, Commerce, or related fields.

It requires willingness to work on-site with immediate to 15 days notice and involvement in end-to-end underwriting processes. The position involves reviewing merchant credit applications, assessing risk, and making underwriting recommendations aligned with sponsor bank

Qualifications

• Bachelor's degree in Finance, Commerce, Business, or related field.
• 2-4 years of credit underwriting or financial analysis experience.
• Strong analytical and decision-making skills.
• Knowledge of payment industry or fintech operations preferred.
• Proficiency in MS Excel.

Responsibilities

• Review merchant credit applications, financials, and transaction profiles.
• Assess credit exposure and make underwriting recommendations as per policies.
• Evaluate exposure, fraud exposure, and business viability before decisions.
• Coordinate with merchants, sales teams, and internal stakeholders for info.
• Ensure compliance with regulatory, legal, and card network requirements.
• Maintain documentation and audit trails for underwriting decisions.
• Support timely adjudication of applications within SLAs.
• Escalate complex/high-exposure cases to seniors or management.
• Contribute to process improvements to strengthen exposure controls.

Skills

Analytical skills

MS Excel

Stakeholder management

Understanding financial statements

Education

Bachelor's degree in Finance/Commerce/Business

Job description

Greetings from Infosys BPM Ltd.,

We are hiring for Walkin Drive for Credit Risk Underwriting Domain for Bangalore.

Please walk-in for the interview on 13th October 2026 (Tuesday) in Bangalore.

Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in.

Interview Details

Interview Date: 13th October 2026 (Tuesday)

Interview Time: 10:00 AM to 12:30 AM IST Only

Interview Venue: Bangalore:: Infosys Limited, No. 40/P-41/P, Gate#: 1, Electronic City Phase-2, Industrial Area, Konappana Agrahara, Bangalore 560100.

Landmark: In Between Sunik Industries and Tejas Networks

Job Description for your reference

• Job Location: Bangalore
• Qualification: Any Graduate (Full Time)
• Total years of Experience: 2-4 Years
• Notice Period: Immediate to 15 Days Only
• Shift: Flexible to work for any shift
• Work From Office is mandatory
• Job Level: 3A
• Designation: Process Specialist

Note: we are looking for Credit Risk Underwriter.

Job Description for your reference

Role Summary

Responsible for reviewing and processing merchant credit applications, assessing risk, and making underwriting recommendations in line with internal policies, sponsor bank guidelines, and regulatory requirements. Ensures timely decisions while safeguarding the company against credit and fraud risks.

Key Responsibilities

• Review and analyze merchant credit applications, financials, and transaction profiles.
• Assess credit exposure and make underwriting recommendations as per company and sponsor bank policies.
• Evaluate potential exposure, fraud exposure, and business viability before approval/decline decisions.
• Coordinate with merchants, sales teams, and internal stakeholders to obtain required information.
• Ensure compliance with regulatory, legal, and card network requirements.
• Maintain accurate documentation and audit trails for all underwriting decisions.
• Support timely adjudication of applications within defined SLAs.
• Escalate complex/high-exposure cases to Senior Underwriters or Management.
• Contribute to process improvements to strengthen exposure controls and reduce losses.

Qualifications & Skills

• Bachelors degree (Finance, Commerce, Business, or related field).
• 2-4 years of experience in credit underwriting, exposure assessment or financial analysis.
• Strong analytical and decision-making skills with attention to detail.
• Understanding of financial statements, credit exposure principles, and fraud indicators.
• Knowledge of payment industry, merchant acquiring, or fintech operations is preferred.
• Good communication and stakeholder management skills.
• Ability to work in a fast-paced, SLA-driven environment.
• Proficiency in MS Excel and exposure assessment tools.

Preferred Skills

• Experience working with sponsor bank guidelines and card network rules (Visa/Mastercard).
• Exposure to merchant onboarding, KYC, and underwriting systems.

Documents to Carry

• Carry a printout your updated resume.
• Carry any 2 photo Identity proof (Pan card/Driving License/ Voters ID Card/Passport)
• All original education documents needs to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)

Mandatory to carry

• Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

Pointers to note

• Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
• Original Government ID card is must for Security Clearance.

Thanks & Regards,

Infosys Recruitment Team.