Vice President - Expected Credit Loss/Risk Management - BFSI

IIMJOBS Global Name; Gurugram District; On-site; INR 250,000 - 400,000; Full time

Job summary

IIMJOBS Global Name is seeking a Senior Risk Manager in the Banking/Financial Services sector to lead the ECL model and asset classification efforts. You will work closely with CRO and senior management to ensure timely provisioning and regulatory compliance.

The role requires deep expertise in ECL frameworks, data governance and portfolio analysis, with exposure to RBI audits and ARC-related reviews. Located in Haryana, India, the position offers a challenging leadership track.

Qualifications

• Sound knowledge of SAS, MS Office and BI tools.
• Adept at data analysis and model monitoring.
• Exposure to BFSI regulatory environment is preferred.

Responsibilities

• Own the ECL model and Asset classification in the company.
• Ensure timely and error free ECL model refresh.
• Ensure timely and error free Asset classification.
• Create the Annual plan for losses & credit costs.
• Conduct portfolio analysis and presentations for reviews.
• Ensure all regulatory reporting are completed on time.
• Lead Data Governance projects within the company.
• Evaluate portfolio for sale to ARC.

Skills

SAS

MS Office

BI tools

R / Python

Tools

SAS VA

Tableau

QlikView

R

Python

Job description

Industry - Banking / Financial Services / Broking

Category - Finance

Job Type - Permanent

Job Description

• The role is a core member of the Risk Management Team working closely with the CRO and the Senior Management Team.
• The role holders will be responsible for loss provisioning using the Expected Credit Loss ( ECL) Model , and ensure compliance with local regulations on asset classification and local accounting standards ( Ind AS).

Client Details : One of the oldest players in market.

Description

1. Own the ECL model and Asset classification in the company
2. Ensure timely and error free ECL model refresh
3. Ensure timely and error free Asset classification
4. Create the Annual plan for losses & credit costs
5. Conduct portfolio analysis and presentations for reviews covering- investors, Board and CEO's office
6. Ensure all regulatory reporting are completed on time
7. Estimate loss provision for finance
8. Create outlook/forecast of credit cost on a monthly and quarterly basis
9. Liase with Finance for various ECL related insights
10. Address data queries regarding asset quality and ECL
11. Liase with Stat Auditors, RBI, CAG etc. for audits
12. Develop the Data Governance operating model
13. Lead the Data Governance projects in the company
14. Evaluate portfolio for sale to ARC
15. Review NPA and written-off book for sale to ARCs
16. Execute debt sale and manage both pre and post sale process with buyers and internal stakeholders

Profile

1. Sound knowledge of SAS, MS Office, BI tools (SAS VA / Tablueau / Qlikview) etc required. Knowledge of R / Python preferred
2. Exposure to BFSI regulatory environment
3. Strong understanding of modeling concepts, model monitoring and related oversight duties
4. Ability to work in a distributed data storage environment
5. Strong financial Acumen

Job Offer

Competitive Salary and opportunity to work with the leadership.

For a confidential discussion about this role please contact Sakshi Ahuja on +91 hidden_mobile.