Turno – Risk Analyst – IIT/NIT/BITS

Turno; Bengaluru; On-site; INR 7,00,000 - 10,00,000; Full time

Job summary

A financial services company in Bengaluru is seeking a Risk Analyst to develop and review credit risk models and implement strategies throughout the lending life cycle. Candidates must have a B.Tech or M.Tech from a Tier1 college, with 3-6 years of risk management experience in a NBFC/Fintech environment. Strong skills in Python and SQL are mandatory, alongside a sound understanding of statistical models.

Qualifications

• 3-6 years of experience in managing risk in a NBFC/Fintech/Lending.
• 2+ years of experience in Python and SQL is mandatory.
• Sound knowledge of statistical models.

Responsibilities

• Development, Implement and Review of Credit Risk Models.
• Implement & Monitor Credit Risk strategies across the lending life cycle.
• Review portfolio on periodic basis across various risk metrics.

Skills

Python

SQL

Data analysis

Risk management

Statistical modeling

Education

B.Tech or M.Tech from Tier1 college

Job description

Risk Analyst

Responsibilities:

• Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context.
• Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.
• Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
• Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
• Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
• Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
• Coordinate with Various internal teams for strengthening of risk framework.

Eligibility Criteria:

• B.Tech or M.Tech from Tier1 college
• 3-6 years of experience in managing risk in a NBFC/Fintech/Lending.
• 2+ years of experience in Python and SQL is mandatory.
• Excellent in understanding data & bringing insights.
• Sound knowledge of statistical models.
• Experience in Fintech/NBFC/Auto Finance/Lending Business will be an added advantage.