TM- Karnal & Chandigarh

IIFL Home Loans; Chandigarh; On-site; INR 900,000 - 1,300,000; Full time

Job summary

IIFL Home Loans is seeking a disciplined professional to support branch and regional technical risk operations, focusing on timely property valuations, APF/Non-APF/CF approvals, and vendor coordination.

You will monitor TAT adherence and FTR performance, provide root-cause insights, and collaborate with valuation agencies to ensure quality and timely submissions. This role requires strong data insights and MIS reporting to RTM.

Qualifications

• Graduate in Civil Engineering/Architecture (mandatory).
• 4–7 years of experience in technical risk, valuation, and collateral management, preferably NBFC/HFC environments.

Responsibilities

• Support branch and regional technical risk operations by ensuring timely property valuations, APF/Non-APF/CF approvals, vendor coordination, and TAT adherence.
• Monitor TAT adherence for branch and vendor submissions; track FTR performance and root-cause insights for RTM.
• Coordinate with vendors and valuation agencies to ensure timely submission and quality compliance.
• Assist branches in APF/CF case generation within approved risk parameters and support high-value cases per technical policies.
• Ensure activities comply with technical policies, regulatory norms, and audit requirements; maintain audit-ready documentation.
• Prepare branch/regional MIS reports on TAT, FTR, vendor performance, and query trends; highlight bottlenecks and corrective actions.

Skills

Technical risk operations

Vendor coordination

Data insights

MIS reporting

Education

Civil Engineering

Architecture

Job description

Regular

Job Description

JobPurpose

To support branchand regional technical risk operations by ensuring timely propertyvaluations, APF/Non-APF/CF approvals, vendor coordination, TAT compliance, andprocess adherence, while providing data and insights to RTM for portfolio riskmanagement and operational excellence.

KeyResponsibilities

1.Technical Execution Support

• Conduct and review APF, Non-APF, and CF casesunder delegated authority.
• Ensure property site visits, valuations, anddocumentation are complete and accurate.
• Flag exceptions, high-value, or red-category casesfor RTM review.

2. TAT& Quality Compliance

• Monitor TAT adherence for branch and vendorsubmissions.
• Track First-Time-Right (FTR) performance,identifying errors or rework areas.
• Support query resolution and provide root-causeinsights to RTM.
• Coordinate with vendors and valuation agenciesto ensure timely submission and quality compliance.
• Track vendor outputs, elevate performance issuesto RTM or Lead.
• Assist in vendor training and onboardinginitiatives as guided by RTM/Lead.

4. Branch& Business Support

• Assist branches in APF / CF case generation withinapproved risk parameters.
• Support high-value or complex cases in compliancewith technical policies.
• Provide feedback to RTM on branch-level risktrends, exceptions, and performance gaps.

5.Compliance & Audit Support

• Ensure branch-level activities comply with technicalpolicies, regulatory norms, and audit requirements.
• Maintain accurate documentation for audit andregulatory readiness.
• Support RTM/Lead in audit responses and evidenceprovision.

6.Reporting & Insights

• Prepare branch/regional MIS reports on TAT,FTR, vendor performance, and query trends.
• Highlight operational bottlenecks and suggestcorrective actions to RTM.
• Track progress of delegated tasks, escalations, andbranch compliance.

• GraduateinCivilEngineering/Architecture (mandatory).
• 4 –7yearsofexperienceintechnicalrisk,valuation,andcollateralmanagement,preferablyin NBFC / HFC environments.

Job Snapshot

Updated Date

03-11-2026

Job ID

Job8377

Department

Location