Test Lead – Cards & Payments

Expleo; Chennai District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Expleo is seeking a payments operations specialist in Chennai, India to support merchant onboarding, AML and fraud rule validations, and settlement processes. You will handle card payment authorizations and participate in PoS device testing alongside international teams.

The role emphasizes strong testing methodologies, risk-based testing, and willingness to learn from prior projects. Experience with card issuing will be an advantage.

Qualifications

• Experience in merchant acquiring domains and payments operations.
• Exposure to AML/fraud rules and ISO 8583 messaging a plus.
• Familiarity with card issuing functionalities is advantageous.

Responsibilities

• Onboard merchants and validate AML and fraud rules.
• Handle authorization processing (ISO 8583 messages).
• Perform PoS device testing (PAX, Clover or equivalent).
• Oversee clearing & settlement backend workflows.
• Manage disputes & chargebacks impacts for acquirers and issuers.
• Apply rigorous testing processes and risk-based testing.
• Collaborate with international teams on projects.
• Demonstrate willingness to learn from prior projects and share learnings.

Skills

Merchant onboarding

AML/Fraud validations

Authorizations processing

POS device testing

Clearing & settlement

Disputes & chargebacks

Testing processes

Risk-based testing

Learnings from projects

International collaboration

Card issuing experiences

Job description

Overview

• • Merchant onboarding

  • AML/Fraud rule validations

  • Clearing & settlement flows

  • Disputes & chargebacks

Responsibilities

• Merchant Onboarding (via front end, validations of AML checks, Fraud rules validations, • Authorizations processing (ISO 8583 messages) • PoS device testing (PAX, Clover or any equivalent) • Clearing & Settlement (backend files and processing) • Disputes & chargebacks (impact on acquirers and issuers) • Strong testing processes & methodologies • Risk based testing • Strong attitude to learn (examples of any learnings from prior projects) • Exp in working & collaboration with international teams • Exp Cards Issuing functionalities will be an advantage