Technical Manager-Underwriting

Aditya Birla Insulators; Thane; On-site; INR 600,000 - 900,000; Full time

Job summary

Aditya Birla Insulators is seeking a detail-oriented TM Underwriting to join its Life Insurance team in Mumbai, Maharashtra. The role focuses on evaluating applications, assessing risks, and applying underwriting guidelines to determine coverage and pricing.

The successful candidate will review medical histories, lifestyle factors, and financial details, collaborate with agents and departments, and ensure accurate records while staying updated on regulatory changes impacting policy issuance.

Qualifications

• Bachelor's degree in insurance or related field.
• Knowledge of life insurance products and underwriting guidelines.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work under deadlines.
• Excellent communication and interpersonal skills.

Responsibilities

• Review and assess life insurance applications and related documents.
• Evaluate risk factors including medical history, lifestyle, and financial background.
• Make informed decisions on coverage amounts, premiums, and policy terms.
• Collaborate with agents, brokers, and other departments to ensure smooth underwriting processes.
• Maintain accurate records and documentation for all underwriting decisions.
• Stay updated on industry trends, regulatory changes, and company policies.

Skills

Underwriting knowledge

Risk assessment

Analytical skills

Attention to detail

Communication

Education

Bachelor's degree or equivalent in insurance or related field

Job description

Job Title: TM Underwriting

Location: Mumbai, Maharashtra, India

Job Type: FullTime

Job Summary: We are seeking a detailoriented and analytical Underwriter to join our Life Insurance team. The Underwriter will evaluate and assess life insurance applications, determining the risks associated with policy issuance. The ideal candidate will have strong knowledge of underwriting guidelines, risk management, and insurance policies.

Responsibilities

• Review and assess life insurance applications and related documents.
• Evaluate risk factors including medical history, lifestyle, and ficial background.
• Make informed decisions on coverage amounts, premiums, and policy terms.
• Collaborate with agents, brokers, and other departments to ensure smooth underwriting processes.
• Maintain accurate records and documentation for all underwriting decisions.
• Stay updated on industry trends, regulatory changes, and company policies.

Requirements

• Bachelor s degree or equivalent experience in insurance, fice, or a related field.
• Knowledge of life insurance products and underwriting guidelines.
• Strong analytical and decisionmaking skills.
• Attention to detail and ability to work efficiently under deadlines.
• Excellent communication and interpersonal skills.