TATA Consultancy Services BFSI BPS Hiring For Mortgage Underwriter

Tata Consultancy Services; Indore District, Chennai District; Presencial; INR 450.000 - 650.000; Jornada completa

Descripción de la vacante

Tata Consultancy Services in India is seeking a Process Associate for Mortgage Pre-underwriter/Underwriter roles. The position focuses on provisional document validation, capacity, capital, collateral and credit evaluation to support underwriting decisions.

Candidates should have 1–3 years in mortgage underwriting, strong organizational and communication skills, and the ability to work with tight deadlines. A bachelor’s degree in business or finance is preferred.

Formación

• Bachelor's degree in business or finance preferred.
• 1–3 years of mortgage underwriting experience.
• Able to review capacity, capital, collateral and credit to determine borrower eligibility.
• Proficient in underwriting guidelines and credit analysis.

Responsabilidades

• Review loan applications to determine if they meet lender criteria.
• Assess borrower capacity, capital, collateral and credit to support underwriting decisions.
• Communicate findings clearly and comply with shifting UK schedules.

Conocimientos

Credit analysis

Data analysis

Communication skills

UK shift timing

Educación

Bachelor's degree in business or finance

Descripción del empleo

Role/Job Title: Process Associate - (Mortgage Pre-underwriter/Underwriter)

Job Description:

Pre -Underwriting: Pre-underwriting is a provisional process that validates borrowers' documents, evaluates Capacity, Capital, Collateral & Credit and take decision on applicant's overall borrowing ability, further basis on review pre underwriter sent the file to Underwriting team for final decision with their recommendation.

Person Specification:

• Proven work experience as a Mortgage Underwriter or similar role
• Highly organized and able to prioritize.
• Strong communication skills, both verbal and written
• Detail-oriented with strong data analysis skills.

Previous experience:

1 to 3 year of experience in mortgage underwriter process

Competencies/Skills:

• They must be able to review borrower's Capacity, Capital, Collateral & Credit and take decision on overall applicant's borrowing ability.
• Ability to handle and Analyse loan applications to determine if they meet the lender's criteria.
• Underwriters need a range of technical skills, including proficiency in underwriting guidelines, investor guidelines, and credit analysis.
• Excellent Communication Skills (verbal & written) and Flexible to work in UK shift timing

Qualifications:

A bachelor's degree in business or finance is preferred

"TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately"