Experience: 8+ Years
Industry: Fintech / Card Payments / Retail Banking
We are seeking an experienced Sr. Data Scientist with strong expertise in Card Payments / Retail Banking, Machine Learning, and end-to-end analytics project delivery.
The candidate will drive analytics-driven strategies, develop scalable machine learning solutions, and deliver actionable business insights for banking and payments clients.
Key Responsibilities
- Lead and deliver end-to-end data science and analytics projects.
- Develop and implement machine learning models for banking and payment analytics.
- Drive credit card portfolio strategies using customer, transaction, and third-party data.
- Perform data cleaning, wrangling, feature engineering, feature selection, and predictive modelling.
- Define project scope, analytical methodologies, and solution frameworks.
- Translate complex analytical findings into actionable business recommendations.
- Collaborate with business stakeholders and clients to identify analytics opportunities.
- Explore new data sources, advanced modelling techniques, and innovative analytical solutions.
- Present insights through effective data storytelling and business presentations.
Mandatory Skills
- Domain Experience: Hands-on experience in Credit Cards, Card Payments, or Retail Banking.
- Machine Learning: Linear Regression, Logistic Regression, Decision Trees, Random Forest and predictive modelling.
- Programming: Strong hands-on experience in Python and SQL.
- Big Data / Analytics: Experience with PySpark, Hadoop, Hive, or similar technologies.
- End-to-End Data Science: Data preparation, feature engineering, model development, validation, deployment and scaling.
- Business Analytics: Experience developing analytical strategies and delivering measurable business outcomes.
- Communication: Strong presentation, stakeholder management and data storytelling skills.
Preferred Skills
- Credit card portfolio analytics and customer behaviour analysis.
- Payment transaction analytics and financial services data.
- Tableau, MS Excel and PowerPoint.
- Experience handling multiple client-facing analytics projects.