Sr Analyst-Risk Management

American Express; Bengaluru; Hybrid; INR 600,000 - 1,200,000; Full time

Benefits offered by this job

Competitive base salary

Bonus incentives

Medical and retirement benefits

Flexible hybrid/onsite/virtual work

Parental leave

Job summary

American Express in Bengaluru is seeking an Analytical role within the CFR team to drive profitable credit actions by analyzing large data sets and delivering innovative ML-driven solutions.

Minimum qualifications include an MBA or related master's degree and 0–18 months of analytics experience. The role offers a flexible hybrid/onsite work model with competitive compensation and growth opportunities.

Qualifications

• MBA or master's degree in economics, statistics, CS, or related field.
• 0–18 months of analytics experience.
• Ability to drive project deliverables and work independently.
• Strong communication and interpersonal skills.
• Ability to collaborate with cross-functional partners worldwide.

Responsibilities

• Understand core business of AXP and levers behind decisions.
• Analyze large data to derive insights and create solutions.
• Leverage closed-loop through Amex network for smarter decisions.
• Innovate using big data and ML approaches.
• Articulate findings across prospect and customer domains to leadership.
• Stay updated on developments in Finance/Payments/Analytics.

Skills

Analytical thinking

Communication skills

Team collaboration

Independent learner

Education

MBA

Master's in Economics/Statistics/CS

Job description

Overview

Credit and Fraud Risk (CFR) team helps drive profitable business growth by reducing the risk of fraud and maintaining the industry’s lowest credit loss rates. It uses an array of tools and evolving technology to detect and combat fraud, minimize the disruption of good spending, and provide a world‑class customer experience. The team leads efforts that leverage data and digital advancements to improve risk management, enable commerce, and drive innovation.

Description of the Role

Development, review and/or execution of economic logic & analytical solutions to drive profitable credit business actions.

Responsibilities

• Understand the core business of AXP and the levers behind various decisions
• Analyze large amounts of data to derive business insights and create innovative solutions
• Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant
• Innovate with a focus on developing newer and better approaches using big data & machine learning solution
• Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners
• Maintain external lens and be aware of developments in the field of Finance/Payments/Analytics etc.

Minimum Qualifications

• MBA, master’s degree in economics, statistics, computer science or related fields
• 0-18 months of experience in analytics (Analyst Req only)
• Ability to drive project deliverables to achieve business results
• Ability to work effectively in a team environment
• Strong communication and interpersonal skills
• Innovative problem solver with ability to learn quickly and work independently with complex, unstructured initiatives
• Ability to integrate with cross‑functional business partners worldwide

About the Team

We back you with benefits that support your holistic well‑being so you can be and deliver your best. This means caring for you and your loved ones’ physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial‑well‑being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on‑site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.