Sr Analyst, Data Science & Analytics- Credit Risk Consulting

TransUnion LLC; Pune District; Hybrid; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Tuition reimbursement

Conferences and seminars

Tuition support and flexible work

Job summary

TransUnion is seeking a Sr. Analyst, Data Science and Analytics in a hybrid role, requiring 5+ years in financial services analytics. You will develop data-driven models, lead analytics engagements, and deliver insights to clients and internal teams.

Strong programming in R and familiarity with SQL, Python, Hive, Spark, and Java are preferred. The role emphasizes cross-functional collaboration, innovation with big data tools, and the ability to travel up to 20%.

Qualifications

• Bachelor's degree in a quantitative field and 5+ years analytics experience in financial services or credit.
• Proficient in R; experience with SQL, Hive, Pig, Python, C/C++, Java preferred.
• Strong communication and project management skills; travel 10-20%.

Responsibilities

• Develop data-driven solutions for IT infrastructure, data ingestion, quality control, and customer experience improvements.
• Lead descriptive, predictive, and prescriptive analytics using methods like regression, survival analysis, PCA, Monte Carlo simulations.
• Deliver analytic insights and recommendations to internal/external stakeholders and senior leadership.

Skills

Analytical thinking

Communication

Problem solving

Education

Bachelor's degree in quantitative field

Master's or PhD preferred

Tools

R

Python

SQL

Hive

Spark

C/C++

Java

Job description

TransUnion’s Job Applicant Privacy Notice

Team Overview

Sr. Analyst, Data Science and AnalyticsThis is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

Role Overview And Core Responsibilities

What we’ll bring: A work environment that encourages collaboration and innovation. We consistently explore new technologies and tools to be agile.

• Workplace flexibility, an environment that welcomes continued professional growth through support of tuition reimbursement, conferences and seminars.
• Our culture encourages our people to hone current skills and build new capabilities, while discovering their genius.
• We provide a modern computing environment based on best-in-class “big data” and cloud computing technologies and the freedom to explore new data sources and statistical and machine learning methodologies.
• Our Analytics team is home to some of the most brilliant minds in the market. Here, we will not only understand your stats jokes, we’ll appreciate them.

What you’ll bring: Bachelors (4 year) degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field. And, at least five (5) years of professional experience performing analytic work in Financial Services, consumer credit, or a related industry

• Strong analytical, critical thinking, and creative problem-solving skills
• Advanced programming skills; proficiency with a statistical language such as R; experience using other programming and data manipulation languages preferred (SQL, Hive, Pig, Python, C/C++, Java); high level of familiarity with Microsoft Office tools
• Versatile interpersonal and communication style with the ability to effectively communicate at multiple levels within and outside the organization; ability to work in a collaborative, fast-paced environment
• Strong project management skills with the ability to manage multiple assignments effectively
• Ability to travel 10-20%

Required Knowledge And Experiences

What we’d prefer to see: Master’s or PhD degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field. And, at least two (2) years of professional experience performing analytic work in Financial Services, consumer credit, or a related industry

• Familiarity with credit bureau data and business practices
• Experienced in designing, developing, and deploying consumer credit models for the Financial Services industry
• Operates independently in a complex and dynamic, matrixed environment
• Experienced working in a company with a global presence
• Experience with modern “big data” frameworks (Hadoop, Spark, cloud)

Impact you’ll make: This position is responsible for developing data-driven solutions to challenging and complex problems related to IT infrastructure/ operations, data ingestion and quality control, and enhancing customer experience. You will also be responsible for consumer credit models, strategies, and business intelligence solutions through consulting engagements and research serving TransUnion and its clients. This position requires understanding consumer lending and credit risk management practices You will partner with internal and external cross-functional teams to drive new business initiatives and deliver long-term value added product propositions for B2B customers in TransUnion’s US financial services segment. This includes but is not limited to the development of predictive risk management and business intelligence solutions for credit card issuers, auto & mortgage lenders, collections agencies, and retail banks.

• You will lead analytic client engagements involving descriptive, predictive, and prescriptive leveraging various techniques (e.g., segmentation, logistic regression, survival analysis, principal component analysis, Monte Carlo simulation, scenario and sensitivity analysis).
• You will design and write programs for data extraction, segmentation, and statistical analysis on large population datasets using languages such as R, Python, SQL, Hive, and Spark on Linux, PC, and other big data computing platforms or will deliver analytic insights and recommendations in succinct and compelling presentations for internal and external customers and an executive audience.
• You will develop project proposals, sales presentations, and promotional collateral to enable the adoption of integrated customer solutions supported by TransUnion.
• You will identify strategies and opportunities for customers to test and adopt TransUnion’s analytic products and services.
• You will provide mentorship and training to junior colleagues and maintain progress on all initiatives under limited direct supervision.
• You will foster a high-performance culture and cultivate an environment that promotes excellence and reflects the TransUnion brand.
• We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability status, veteran status, marital status, citizenship status, sexual orientation, gender identity or any other characteristic protected by law.

TransUnion Overview:

At TransUnion, we encourage and are committed to creating a real, positive impact and shared sense of purpose within our Workforce for Good, which empowers our people to grow, innovate and contribute to a better future for our communities and customers. We strive to build an environment where our associates are in the driver’s seat of their professional development— while having access to help along the way. We recognize that success comes when our associates thrive both professionally and personally; that’s why we prioritize work/life flexibility and offer resources for our teams across the globe to collaborate and drive excellence.

Be a part of our Workforce for Good – you’ll work with great people, pioneering products and cutting-edge technology.

TransUnion Job Title

Sr Analyst, Data Science and Analytics