Solutions Senior Architect

Commonwealth Bank; Bengaluru; On-site; INR 2,800,000 - 4,200,000; Full time

Job summary

Commonwealth Bank in Bengaluru is seeking a Senior Solutions Architect (Payments) to lead end-to-end solution architecture across Payments initiatives, defining domain architecture aligned to API standards and enterprise strategy.

You will collaborate with enterprise architecture, security, risk and engineering teams to drive platform modernization, API enablement and resilience, with strong focus on ISO 20022 and high-value payments.

Qualifications

• Lead end-to-end solution architecture across Payments initiatives.
• Define and evolve Payments domain architecture aligned to service domain models and API standards.
• Provide strategic architecture guidance across multiple crews ensuring consistent adoption of standards.
• Drive platform modernisation through API enablement, domain decoupling, and event-driven architecture.
• Design solutions with high availability, resilience, and regulatory compliance.
• Support governance forums with clear architecture artefacts.
• Collaborate with enterprise architecture, security, risk, and engineering teams.
• Promote reusable services and reduce duplication across platforms; mentor architects and engineers to uplift capability.

Responsibilities

• Lead end-to-end solution architecture across Payments initiatives.
• Define and evolve Payments domain architecture aligned to service domain models and API standards.
• Provide strategic architecture guidance across multiple crews ensuring consistent adoption of standards.
• Drive platform modernisation through API enablement, domain decoupling, and event-driven architecture.
• Design solutions with high availability, resilience, and regulatory compliance.
• Support governance forums with clear architecture artefacts.
• Collaborate with enterprise architecture, security, risk, and engineering teams.
• Promote reusable services and reduce duplication across platforms; mentor architects and engineers to uplift capability.

Skills

Payments architecture

APIs

ISO 20022

Cloud

Microservices

Event-driven architecture

Leadership

Risk management

AI literacy

International payments

RTGS

Education

Bachelor’s or Master’s in Engineering (CS/IT)

Tools

AWS

Job description

Organization:

At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title: Senior Solutions Architect (Payments)

Location: Bangalore-Manyata Tech Park

Business & Team:

We have a vision of becoming the leading business bank, powered by the next horizon of technology.

We’re delivering on this by working hand-in-hand with our business colleagues to jointly solve problems with customer centricity and technical innovation, cultivating a world-class team of empowered people, and building technology solutions for the future.

You will be working as a part of Business Banking to achieve their strategic objectives through planning, prioritising, delivering and supporting projects and initiatives. Your team’s success will be realised through partnering with business and IT teams across business domain and Technology to deliver beautiful experiences and exceptional capabilities to our branch applications

Our solutions are relied upon and trusted by millions of Australians everyday, so we put a great deal of emphasis on reliability, performance, security and ease of use.

Impact & Contribution:

Lead the design and governance of scalable, secure, and resilient payment solutions across Account-to-Account (A2A) payments covering Domestic (NPP, Direct Entry), International, and RTGS ecosystems. Drive modernisation, standardisation, and alignment with enterprise architecture and Payments domain strategy.

Roles & Responsibilities:

• Lead end-to-end solution architecture across Payments initiatives
• Define and evolve Payments domain architecture aligned to service domain models and API standards
• Provide strategic architecture guidance across multiple crews ensuring consistent adoption of standards
• Drive platform modernisation through API enablement, domain decoupling, and event-driven architecture
• Design solutions with high availability, resilience, and regulatory compliance
• Support governance forums with clear architecture artefacts
• Collaborate with enterprise architecture, security, risk, and engineering teams
• Promote reusable services and reduce duplication across platforms Mentor architects and engineers to uplift capability

Essential Skills:

• Technical (Advanced): Payments architecture (NPP, DE, International, RTGS), ISO 20022, APIs, cloud, resilience
• Behavioural (Advanced): Decision making, stakeholder influence, collaboration, problem solving
• Core (Sound–Advanced): Leadership principles, risk management, AI & data literacy
• Strong experience in Payments Domain – preferrable Australian domestic payments experience
• Experience in International payments and correspondent banking
• Knowledge of RTGS / high-value payment systems
• Strong understanding of ISO 20022 and payment lifecycles
• API-first, microservices, and event-driven architecture expertise
• Cloud-native experience (AWS preferred)
• Generative AI and Agentic AI
• Industry‑standard architecture frameworks
• Understanding of integration patterns, security, and resilience design

Education Qualifications:

Bachelor’s degree or Master’s degree in Engineering in Computer Science/Information Technology

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