Software Engineer III-Java

JPMorganChase; Mumbai; On-site; INR 2,400,000 - 3,600,000; Full time

Job summary

JPMorgan Chase in Mumbai seeks a seasoned Software Engineer III to join its Commercial & Investment Bank Payments Technology team. You will design and deliver reliable, secure, and scalable technology products within an agile environment.

You will produce architecture artifacts, analyze large data sets, and guide improvements with AI-assisted tools and secure coding practices. You will contribute to the SDLC, emphasize automation, testing, and operational stability while collaborating with peers

Qualifications

• Formal training or certification in software engineering concepts.
• Hands-on experience in system design, development, testing, and operational stability.
• Experience coding in a large corporate environment with modern languages and database queries.
• Experience using AI-assisted development tools with evaluation and secure coding practices.

Responsibilities

• Executes software solutions, design, development, and troubleshooting with non-routine problem solving.
• Creates secure, high-quality production code and stable algorithms.
• Uses enterprise AI coding tools to improve quality, speed, and productivity with peer reviews.
• Applies SDLC toolchain knowledge including AI-assisted development and automation to add value.
• Produces architecture and design artifacts ensuring constraints are met by code development.
• Gathers and analyzes data to drive visualization and continuous improvement of software.
• Identifies hidden patterns in data to improve coding hygiene and system design.

Skills

Software engineering concepts

System design

Code debugging

Agile methodologies

Security practices

Data analysis

Education

Software engineering certification

Tools

AI-assisted development tools

CI/CD tooling

Job description

Job Description

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.

As a Software Engineer III at JPMorgan Chase within the Commercial & Investment Bank Payments Technology team, you will be an experienced member of an agile team, tasked with designing and delivering reliable, market-leading technology products that are secure, stable, and scalable.

Job Responsibilities

• Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or breakdown technical problems
• Creates secure and high-quality production code and maintains algorithms that run synchronously with appropriate systems
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectiveness.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.
• Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
• Gathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
• Proactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architecture

Required Qualifications, Capabilities, And Skills

• Formal training or certification on software engineering concepts and 3+ years applied experience
• Hands-on practical experience in system design, application development, testing, and operational stability
• Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
• Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices.
• Overall knowledge of the Software Development Life Cycle
• Solid understanding of agile methodologies such as CI/CD, Application Resiliency, and Security

Preferred Qualifications, Capabilities, And Skills

• Familiarity with modern front-end technologies
• Exposure to cloud technologies