Software Engineer I

Mastercard; Maharashtra; On-site; INR 600,000 - 1,050,000; Full time

Job summary

Mastercard is hiring a Software Engineer I to join our Payment Networks team in India. You will design and implement scalable services, APIs, and data-driven solutions using Java, Spring Boot, and modern cloud-native tooling.

You will collaborate with product owners, engineers, and security partners to deliver reliable software for global customers. Ideal candidates demonstrate strong problem-solving skills, understanding of RESTful services, and familiarity with Kafka and event-driven

Qualifications

• Solid understanding and hands-on experience in Java, J2EE, Spring, Spring Boot, RESTful web services.
• Knowledge of event-driven architectures and Kafka.
• Knowledge of AI and agentic software development.
• Excellent analytical and problem solving skills.
• Strong communication and teamwork abilities.

Responsibilities

• Develop high-performing, scalable software across transaction processing, analytics, and APIs.
• Collaborate with cross-functional teams to deliver solutions.
• Adhere to Mastercard Way cultural values during product delivery.

Skills

Java

Spring

Spring Boot

RESTful APIs

Kafka

AI awareness

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title And Summary

Software Engineer I Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

The Mastercard Payment Networks team is looking for a talented Developer to drive our customer experience strategy forward by consistently innovating and problem solving. Our solutions are built on the Digital Network Architecture, around Cloud Native principles and in a Scaled Agile Framework. The ideal candidate is passionate about the customer experience journey, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset.

The Role

Software Engineers at Mastercard design and code a variety of applications covering transaction processing, analytics, user interfaces, and APIs using a blend of cutting edge technologies across big data, distributed systems, machine learning, and more. As a Software Engineer, you will deliver these products and solutions with speed and agility as part of a small team. This will involve developing high performing, highly scalable software solutions and products for some of the world’s top brands. Specific tasks vary depending on the project and the business unit that you join in.

All Staff At Mastercard Are Expected To Demonstrate 'Mastercard Way' Cultural Values Every Day - Own It, Simplify It, Sense Of Urgency, Thoughtful Risk taking, Unlock Potential, And Be Inclusive – With a Relentless Focus On Our Customers. As a Software Engineer At Mastercard, You Are Expected To Perform The Following General Responsibilities:

• Estimate and own delivery tasks (design, dev, test, deployment, configuration, documentation)
• Automate build, operate, and run aspects of software
• Drive code/design/process trade-off discussions within their team when required
• Be a voice of the team, performing demos/acceptance discussions with Product owners and confidently communicating elsewhere when needed
• Drive adoption of technology standards and practices and review code, test, and automation work of team members

All About You

• You are an excellent communicator - able to understand and explain complex ideas clearly, orally or in writing.
• You are a self-starter capable of identifying problems or areas of opportunity and implementing solutions.
• You must be able to motivate a team, inspiring folks to do their best work.
• You must have solid understanding and hands-on experience in Java, J2EE, Spring, Spring Boot, RESTful web services.
• Good to have understanding on event driven architecture and kafka.
• Solid understanding and experience integrating as well as building scalable and performing web services
• Experience identifying and remediating vulnerabilities
• Excellent analytical and problem solving skills
• Must have knowledge on AI and agentic software development

Corporate Security Responsibility

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.