Software Engineer

Payfinia; Bengaluru; In loco; INR 800.000 - 1.500.000; Tempo pieno

Descrizione del lavoro

Payfinia, Inc. in Bengaluru, India, seeks a hands-on Java Developer with 2–3 years of experience to join our India Development Center.

You will work on IPX, a real-time payment platform powering rails across the United States, gaining exposure to production-grade systems in an agile environment. You will design and build Java microservices, RESTful APIs, and integrate with MySQL, Redis, and messaging queues.

Competenze

• 2–3 years of Java development with solid OOP.
• Experience with Spring Boot and REST APIs.
• SQL databases experience (MySQL).
• Git, CI/CD workflows familiarity.
• Understanding microservices and inter-service communication.
• Strong problem-solving in an agile sprint.
• B.E./B.Tech in Computer Science or related field.

Mansioni

• Design, develop, and maintain Java-based microservices for IPX.
• Build and consume RESTful APIs; integrate with payment rails.
• Work with MySQL, Redis, and IBM MQ in the processing pipeline.
• Write clean, testable code with unit tests; participate in code reviews.
• Collaborate with senior developers, architects, and QA on sprints.
• Debug production issues; assist in incident triage and RCA.
• Follow secure coding practices aligned with PCI-DSS and SOC2.

Conoscenze

Java development

Spring Boot

RESTful API design

SQL (MySQL)

Git & CI/CD

Microservices

Agile / sprint

Communication

Formazione

B.E./B.Tech in Computer Science or related field

Strumenti

Docker/Kubernetes

AWS

IBM MQ

Kafka

RabbitMQ

OAuth 2.0/JWT/mTLS

Descrizione del lavoro

Payfinia is a SaaS payment hub powering community banks and credit unions across the United States. Our flagship product, IPX (Instant Payment Exchange), enables real-time payment processing across major payment rails including FedNow and RTP. We build secure, scalable, cloud-native financial infrastructure that empowers smaller financial institutions to compete at the highest level.

In addition to our core offering, we partner with third-party digital providers to integrate instant payments with traditional payment and money movement solutions. This not only extends the technology provider’s capabilities but also strengthens the payments ecosystem for our member financial institutions.

To learn more about Payfinia, visit www.payfinia.com.

ABOUT THE ROLE:

We are looking for a motivated and hands‑on Java Developer with 2–3 years of experience to join our product engineering team at the India Development Center in Bengaluru. You will work on Payfinia’s core payment platform — IPX (Instant Payment Exchange) — which powers FedNow, RTP, ACH, and Wire payment rails for financial institutions across the United States. This role offers direct exposure to production‑grade, real‑time payment systems in an agile, fast‑paced environment.

KEY RESPONSIBILITIES (included but not limited to):

• Design, develop, and maintain Java-based microservices for the IPX payment platform
• Build and consume RESTful APIs; integrate with payment rails and financial institution core systems
• Work with MySQL, Redis, and IBM MQ as part of the payment processing pipeline
• Write clean, testable code with strong unit test coverage; participate in peer code reviews
• Collaborate with senior developers, architects, and QA on sprint deliverables
• Debug and resolve production issues; support incident triage and root cause analysis
• Leverage AI-assisted development tools (Cursor, Claude Code) to improve productivity and code quality
• Follow secure coding practices aligned with PCI-DSS and SOC2 requirements

SKILLS REQUIRED:

• 2–3 years of Java development experience with strong OOP fundamentals
• Hands‑on experience with Spring Boot and RESTful API development
• Working knowledge of SQL databases (MySQL)
• Familiarity with Git-based version control and CI/CD workflows
• Understanding of microservices architecture and service-to-service communication
• Strong problem‑solving skills and ability to work in an agile sprint environment
• B.E. / B.Tech in Computer Science or related field
• Good communication and collaboration abilities

GOOD TO HAVE:

• Experience with message queues (IBM MQ, Kafka, or RabbitMQ)
• Exposure to Docker / Kubernetes or cloud platforms (AWS preferred)
• Familiarity with the payments domain — ACH, Wire, or real-time payment rails
• Knowledge of OAuth 2.0, JWT, or mTLS security patterns
• Work on real-time payment systems used by financial institutions across the U.S.
• Learn from experienced engineers in an agile, collaborative environment
• Gain hands‑on experience with modern fintech product development
• Grow your career in the payments and digital banking industry
• Be part of an award‑winning team recognized for innovation in real‑time payments