SMB Payments Quality Analyst -Specialist-Gurgaon

Genpact; Dadri, Gurugram District, Delhi; Presencial; INR 800.000 - 1.500.000; Jornada completa

Descripción de la vacante

Genpact is hiring for a Specialist - Customer Care - Voice - Payments in Gurugram (work from office). The role supports QA, risk oversight, and operational excellence for frontline teams serving US SMB customers in the Payments ecosystem, requiring deep banking and payments domain expertise.

Responsibilities include evaluating ACH, card processing, settlements, and funding workflows; ensuring regulatory and policy compliance; coaching and training teams; and driving continuous improvement in

Formación

• Strong understanding of ACH processing, NACHA guidelines, and settlement flows.
• Experience with merchant acquiring, card processing, and money movement.
• Ability to assess investigations involving refunds, disputes, chargebacks, and fraud controls.
• Knowledge of KYC, AML controls, and compliance governance.
• Ability to explain banking concepts in simple terms to customers.
• Experience with evaluating consultative sales opportunities in Payments ecosystem.

Responsabilidades

• Evaluate customer interactions across ACH payments, card processing, and merchant settlements.
• Assess investigations related to ACH returns, failed deposits, and funding discrepancies.
• Audit merchant onboarding, holds, reserves, and funding release decisions.
• Ensure adherence to NACHA, risk frameworks, and AML controls.
• Identify root causes across systems and payment touchpoints.
• Review escalation decisions, documentation, and customer resolution quality.
• Evaluate customer communications for clarity and compliance.
• Explain complex banking concepts in plain language to customers.
• Support cross-sell opportunities and value-based solutions across Payments and Banking.
• Conduct trend analysis to identify recurring issues and training gaps.
• Collaborate with Training to translate findings into improvements.
• Provide coaching to improve investigations and customer outcomes.
• Participate in quality governance to ensure consistent scoring.
• Stay updated on banking, fintech innovations, and payment network changes.

Conocimientos

ACH processing

NACHA frameworks

Merchant services

Regulatory awareness

Descripción del empleo

Ready to turn bold ideas into real-world impact?

At Genpact, we dont just adapt to change, we lead it. AI and digital innovation are transforming the way businesses work, and were at the forefront of it. Genpacts AI Gigafactory, our industry-first accelerator, exemplifies how we scale advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. Whether tackling complex challenges through large-scale models or agentic AI, our breakthrough solutions tackle companies most complex challenges.

If you thrive in a fast-moving, innovation-driven environment, love building and deploying cutting-edge AI solutions, and want to push the boundaries of whats possible, this is your moment.

Genpact (NYSE: G) is an agentic and advanced technology solutions company. We leverage process intelligence and artificial intelligence to deliver measurable outcomes. With a strong partner ecosystem and decades of client trust, we provide innovative solutions that transform how businesses run. Powered by a team with an active learning mindset and client centricity at its core, we deliver lasting value for the world's leading enterprises. Get to know us at genpact.com and on LinkedIn, YouTube, X, and Facebook.

We are inviting applications for the role of Specialist - Customer Care - Voice - Payments

*Work location: Gurugram (work from office)

Overview

This role supports quality assurance, risk oversight, and operational excellence for frontline teams serving US SMB customers across the Accounting application Payments, Banking, Capital, and Money Movement ecosystem. The role requires a deep banking and payments domain expert capable of evaluating technical accuracy, investigative quality, risk adherence, customer experience, and commercial effectiveness.

Unlike traditional QA roles, this position requiresexpertisein banking operations, ACH networks, merchant services, card processing, settlements, funding workflows, disputes, chargebacks, fraud controls, lending support, and money movement investigations. Experience in training batches for accounting softwares like Tally, Zoho, Sage, Netsuite, QuickBooks, etc preferred.

The Quality Analyst acts as a control point ensuring customer interactions are technically correct, compliant with regulatory and internal policies, operationally effective, and aligned with customer and business outcomes.

Responsibilities

• Evaluate customer interactions involving ACH payments, card processing, merchant settlements, deposits, withdrawals, funding activities, lending support, and banking workflows.
• Assess the quality of investigations involving ACH returns, failed deposits, settlement delays, payment reversals, funding exceptions, dispute outcomes, and chargeback cases.
• Audit interactions related to merchant onboarding, merchant servicing, payment holds, reserves, risk reviews, account restrictions, and funding release decisions.
• Evaluate adherence to NACHA guidelines, internal risk frameworks, KYC requirements, AML controls, fraud prevention policies, and operational governance standards.
• Assess how effectively employeesidentifyroot causes across multiple systems, partners, and payment touchpoints.
• Review ownership behaviors, escalation decisions, documentation quality, investigative rigor, and customer resolution effectiveness.
• Evaluate customer communication for clarity, professionalism, compliance, risk management, expectation setting, and confidence-building.
• Assess the ability to explain complex banking and payments concepts using simple customer-friendly language.
• Evaluate consultative sales behaviors, ecosystem recommendations, attach opportunities, and value-based solutioning across Payments, Banking, Capital, Payroll, andAccountingproducts.
• Perform trend analysis toidentifyrecurring operational failures, payment risks, merchant servicing issues, training gaps, and customer pain points.
• Partner closely with Training and Operations teams to convert quality findings into capability-building initiatives.
• Deliver coaching recommendations that improve investigation quality, paymentsexpertise, customer outcomes, compliance adherence, and commercial performance.
• Participate in calibration exercises and quality governance reviews to ensure scoring consistency.
• Remain current on banking, merchant services, fintech innovations, regulatory expectations, payment network changes, and Accounting application ecosystem enhancements.

Qualifications for Street to Seat

US Banking & Payments Expertise

• Relevant years of experience in Banking, Payments, Merchant Services, Treasury Operations, Fintech, Risk Operations, or Money Movement environments.
• Strong understanding of ACH processing, NACHA frameworks, settlements, merchantacquiring, payment lifecycles, funding flows, and card payment ecosystems.

Domain Expertise

• Experience supporting SMB customers within Banking, Fintech, Merchant Services, Payment Processing, Commercial Banking, or Financial Services organizations.

Quality & Risk Expertise

• Experience in Quality Assurance, Operational Auditing, Risk Reviews, Compliance Monitoring, Coaching, or Operational Excellence.
• Ability to assess technical accuracy, risk adherence, customer experience, and business outcomes simultaneously.

Financial & Banking Knowledge

• Deep understanding of banking operations, merchant servicing, funding timelines, settlement processes, payment disputes, chargebacks, and risk controls.
• Working knowledge of accounting and reconciliation principles preferred.

Troubleshooting Expertise

• Proven experience evaluating investigations involving ACH returns, failed settlements, funding holds, chargebacks, disputes, fraud reviews, and connectivity issues.

Customer & Commercial Acumen

• Experience assessing consultative sales conversations and ecosystem solutioning opportunities.
• Understanding of SMB operating models, cash flow dependencies, and customer decision drivers.

Communication

• Strong ability to assess and coach communication involving complex banking, payments, risk, and financial concepts.

Preferred

• Background in Merchant Services, Commercial Banking, Treasury Services, Payment Operations, Financial Risk, Fintech Support, or Banking Quality functions.
• Certifications or formal training in banking, compliance, payments, merchantacquiring, or financial services.
• Experienced with organisations.

Why join Genpact?

• Be a transformation leader Work at the cutting edge of AI, automation, and digital innovation
• Make an impact Drive change for global enterprises and solve business challenges that matter
• Accelerate your career Get hands-on experience, mentorship, and continuous learning opportunities
• Work with the best Join 140,000+ bold thinkers and problem-solvers who push boundaries every day
• Thrive in a values-driven culture Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress

Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Lets build tomorrow together.

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training