Senior Underwriter

The Career Company | India; Gurugram District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

The Career Company | India is seeking a seasoned CRE underwriting support professional to assist in initial loan sizing and underwriting for CRE finance. You will handle due diligence, market data, and asset reporting across multiple client engagements.

Responsibilities include analyzing operating statements, rent rolls, third‑party reports, and credit memos, while ensuring timely delivery under tight timelines. Strong data sources like REIS/CoStar familiarity is a plus.

Qualifications

• Graduation or postgraduate in any discipline.
• Preferred fields: Accounting, Finance, Real Estate, Business.
• 8–10 years of experience in real estate or financial services focusing on commercial properties.

Responsibilities

• Support underwriting and closing CRE loans and securitizations.
• Review financial statements, rent rolls, appraisals, reports.
• Assist with loan closings and closing items.
• Prepare asset summaries and market/borrower descriptions.
• Monitor loan covenants and quarterly reviews.
• Manage multiple transactions under deadlines.

Skills

CRE underwriting

Rent roll analysis

Financials analysis

Portfolio monitoring

CMBS guidelines

MS Office

Self-learning

Education

Grad/PG in any discipline

Preferred fields: Accounting/Finance/Real Estate/Business

Tools

REIS

CoStar

Job description

The candidate will be responsible for supporting initial loan sizing and underwriting tasks for commercial real estate (CRE). This includes providing due diligence and real estate analysis for CMBS, agency, securitization, and other CRE loan underwriting and debt consulting services. The role involves managing multiple transactions with various clients under tight deadlines.

ESSENTIAL JOB FUNCTIONS:

• Provide analytical support in underwriting and closing commercial real estate loans, securitizations, or affordable housing loans for our clients
• Review, analyze, and interpret financial operating statements, rent rolls, third‑party reports, tenant lease agreements, surveys, title reports, zoning reports, property insurance policies, credit reports, and other due diligence documents
• Assist with loan closings and procure necessary closing items
• Research, analyze, and summarize tenant‑level information, including financial trends, and credit ratings
• Research, analyze, and summarize market and submarket information, including inventory, absorption, new/prepared developments, and rent and vacancy trends
• Extract pertinent data from appraisal, engineering, environmental, and other third‑party reports
• Write property, market, borrower/sponsor descriptions, and third‑party report summaries for inclusion in credit memos and asset summary reports
• Assist in developing value conclusions for all property types
• Monitor loan covenants and perform quarterly reviews to ensure compliance with loan terms and conditions, identifying and addressing any potential issues promptly
• Perform other activities as assigned by your manager
• Provide support in the delivery of due diligence and real estate analysis for CMBS, agency multifamily, securitization, and other commercial real estate loan underwriting and debt consulting services
• Participate in managing multiple transactions with various clients under tight deadlines
• Support initial loan sizing and underwriting tasks for commercial real estate (CRE)

SKILL SETS REQUIRED:

• Comprehensive knowledge of the U.S. Commercial Real Estate (CRE) industry across all property types, including Multifamily, Office, Retail, Industrial, Lodging, and Healthcare
• Proficiency in analyzing Property Operating Statements and Rent Rolls
• Experience in evaluating CRE loan originations, reviewing third‑party reports (appraisal, environmental, and engineering), and preparing Asset Summary Reports
• Expertise in underwriting commercial properties through financial, lease, and rent roll analysis
• Proven track record in end‑to‑end CRE Portfolio Monitoring for Commercial Banks
• Strong knowledge in CRE Multifamily loan underwriting, including CMBS guidelines and standards, as well as covenants to protect lenders’ exposure in transactions
• Ability to perform complex tasks independently with minimal supervision
• Strong self‑learning skills and the ability to share best practices
• Familiarity with various data sources such as REIS and CoStar
• Ability to work independently and complete assignments within prescribed routines and standard accepted practices
• Ability to see the big picture and implement at a high level of detail
• Excellent verbal and written communication skills, including the ability to effectively communicate with both internal and external customers
• Proficiency in MS Office Suites
• Ability to work under pressure and meet deadlines while maintaining a positive attitude and providing exemplary customer service
• Strong time management skills to meet deadlines and accommodate ad‑hoc requests

QUALIFICATIONS/ REQUIREMENTS:

• Any graduation/ postgraduate in any discipline
• Preferred fields of study include Accounting, Finance, Real Estate, and Business
• 8-10 years’ experience in real estate related or financial services industry, such as appraisal, brokerage, or banking primarily focused on commercial properties and/or master’s degree in business, accounting, finance or real estate