Senior Product Manager - Banking

FairMoney; Bengaluru; On-site; INR 844,000 - 1,687,000; Full time

Benefits offered by this job

Competitive pay

Paid annual leave

A network of talented colleagues

Job summary

FairMoney, a pioneering mobile banking institution, is seeking a Senior Product Manager to own the strategy and roadmap for core banking products in Nigeria. You will translate local financial behaviour into intuitive, trustworthy experiences, working closely with engineering, design, data science, and risk teams.

The role requires 5+ years in product management within fintech, a strong analytical mindset, and a hands-on, KPI-driven approach.

Qualifications

• Bachelor’s degree in Business, Finance, Computer Science, or a related field.
• Master’s degree is a plus.
• Minimum 5 years as a Product Manager, with hands-on fintech/banking product experience (transfers, cards, payments, wallets, or accounts).
• Deep understanding of the Nigerian financial ecosystem, including payments, transfers, pricing, fraud, and reliability.
• Proven track record launching fintech products at scale.
• Strong analytical and data-driven decision-making skills.
• Excellent leadership and communication skills with cross-functional collaboration.
• Entrepreneurial, hands-on mindset with a KPI-oriented approach.

Responsibilities

• Define and drive product strategy and roadmap for Nigerian banking products.
• Be the voice of Nigerian customers in product decisions with market insights.
• Collaborate with engineering, growth, design, data science, risk, compliance, and operations to refine roadmaps.
• Analyze market data to improve user experiences and satisfaction.
• Own end-to-end product lifecycle from concept to launch, ensuring quality and regulatory compliance.

Skills

Strategic thinking

Leadership

Analytical skills

Cross-functional collaboration

Customer-centric

Education

Bachelor’s degree in Business/Finance/CS

Master’s degree is a plus

Job description

FairMoney is a pioneering mobile banking institution building financial services for emerging markets. Founded in 2017 and operating primarily in Nigeria, we’ve raised nearly €50 million from global investors including Tiger Global, DST, and Flourish Ventures. What began as a digital microcredit app is today a full suite of financial products - current accounts, savings, debit cards, transfers, bill payments, and POS solutions for merchants and agents.

Role Overview

As a Senior Product Manager in our Banking division, you will own the strategy and roadmap for products at the heart of how millions of Nigerians move and manage their money. You will also be the voice of our customers inside the product organisation - translating a deep, first-hand understanding of local financial behaviour into products that feel effortless and trustworthy. This role demands strong product craft and genuine proximity to the Nigerian customer: how they pay, save, and bank, and where today’s experiences fall short.

Key Responsibilities

• Product Strategy & Vision: Develop a clear, compelling strategy for your banking products that supports FairMoney’s objectives, and prioritise market opportunities to stay competitive in Nigeria’s fast-moving landscape. Partner with engineering to shape the scalability and reliability of the platform that powers them.
• Voice of the Nigerian Customer: Be the team’s deepest source of truth on Nigerian customer needs, behaviours, and pain points - bringing local market insight (competitor moves, trust and fraud concerns, pricing and network realities) into every roadmap and design decision.
• Roadmap Management: Work with Engineering, Growth, Design, Data Science, Risk, Compliance, and Operations to build and continuously refine an achievable roadmap, and brutally prioritise against agreed goals.
• Insights & Analysis: Use market research and data-driven insight to make informed product decisions, enhance user experiences, and drive customer satisfaction.
• Development & Launch: Own the product lifecycle end to end, from concept to launch, ensuring quality, reliability, and regulatory compliance - delivered on time and on budget.

• Bachelor’s degree in Business, Finance, Computer Science, or a related field; a Master’s is a plus.
• Minimum 5 years as a Product Manager, with hands-on experience building one or more banking / payments products like transfers (strongly preferred), cards, bill payments, wallets, or accounts preferably in fintech.
• Deep first-hand understanding of the local financial ecosystem is required — how customers pay, transfer, and bank, and the trust, pricing, fraud, and reliability factors behind their choices.
• Proven track record developing and launching successful fintech products at scale.
• Strong analytical, data-driven decision-making skills.
• Excellent leadership and communication skills, and the ability to collaborate across cross-functional teams.
• Entrepreneurial, hands-on mindset with a KPI-oriented approach.
• Experience at a leading Nigerian fintech or bank, and with platform products, is a strong advantage.

• Competitive pay.
• Paid annual leave.
• A network of talented colleagues.

Recruitment Process

• HR Screening-30 minutes
• Technical interview with the product team: 60 minutes.
• Assignment (takeaway).
• Assignment review session with Chief Product Officer: 60 minutes.
• Final interview with Chief Technology Officer.