Senior POS Mobile Engineer

Moniepoint; Bengaluru; On-site; INR 4,000,000 - 7,000,000; Full time

Benefits offered by this job

Culture of learning

Competitive compensation

Health insurance and pension

Job summary

Moniepoint is seeking a Senior Mobile Engineer (POS Terminal) to design and build Android-based POS applications used in high-volume transaction environments. You will work with Mobile Architects, Backend, Product and Hardware teams to deliver secure, scalable POS features.

The role requires strong hands-on Android expertise, experience with EMV standards, and integration with POS hardware. You will own complex features end-to-end and mentor mid-level engineers while contributing to engineering

Qualifications

• Minimum 5+ years of Android app development experience.
• Degree in Computer Science, Engineering or related field.
• Strong expertise in Android native development (Kotlin/Java) and POS terminal apps.
• Experience with EMV standards, card-present transactions, and payment SDKs.

Responsibilities

• Design, implement, and maintain Android-based POS terminal applications (Java/Kotlin).
• Own end-to-end transaction flows (sales, refunds, reversals, settlement).
• Collaborate with backend teams to integrate APIs and ensure reliable transaction synchronization.
• Implement offline-first capabilities for low-connectivity environments.
• Integrate and maintain POS peripherals (card readers, printers, scanners) and OEM SDKs.
• Write clean, well-tested code and contribute to CI/CD pipelines.

Skills

Android development (Kotlin/Java)

POS terminal apps

EMV & secure payments

Payment SDKs integration

REST/WebSocket tech

Offline-first & sync

Education

Bachelor's degree in Computer Science, Engineering or related field

Tools

OEM SDKs for Android POS terminals

Android Studio

Security/encryption libraries

Job description

Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month.

As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.

About the role

As a Senior Mobile Engineer (POS Terminal), you will be responsible for building, optimizing, and maintaining high-performance Android-based POS applications used across large-scale transaction environments.

You will work closely with Mobile Architects, Backend Engineers, Product Managers, and Hardware teams to deliver reliable, secure, and scalable POS features. This role requires strong hands-on Android expertise, deep understanding of payment flows, and experience integrating with POS hardware and EMV standards.

You will own complex features end-to-end while contributing to system design discussions and ensuring engineering excellence across the codebase.

What you’ll get to do

Feature Development & Ownership

• Design, implement, and maintain Android-based POS terminal applications (Java/Kotlin).
• Own end-to-end development of key transaction flows (sales, refunds, reversals, settlement).
• Collaborate with backend teams to integrate APIs and ensure reliable transaction synchronization.
• Implement offline-first capabilities and manage edge-case handling in low-connectivity environments.

Payments & Security

• Integrate EMV chip, contactless (NFC), and card-present transaction flows.
• Work with encryption standards, key management processes, and secure payment SDKs.
• Ensure compliance with payment security best practices.
• Troubleshoot and resolve transaction-related issues in production

Hardware Integration

• Integrate and maintain support for POS peripherals (card readers, pin pads, printers, scanners).
• Work with OEM SDKs for Android-based POS terminals.
• Handle Bluetooth, USB, and embedded hardware communication layers.

Code Quality & Engineering Standards

• Write clean, maintainable, testable code following established architecture patterns.
• Participate in code reviews and provide constructive feedback.
• Contribute to improving CI/CD pipelines and release processes.
• Support debugging, monitoring, and performance optimization efforts.
• Work cross-functionally with Product, QA, and Backend teams to deliver high-quality features.
• Mentor mid-level engineers and support onboarding of new team members.
• Participate in sprint planning, estimation, and technical discussions.

To succeed in this role, you should have

• Minimum of 5+ years of experience in Android app development
• A degree in Computer Science, Engineering or a related subject
• Strong expertise in Android Native development (Kotlin/Java).
• Experience building or maintaining POS terminal applications.
• Solid understanding of EMV standards and card-present transaction flows
• Experience integrating payment SDKs and hardware peripherals.
• Familiarity with REST APIs, WebSockets, and background sync mechanisms.
• Experience with local storage solutions (Room, SQLite).
• Strong debugging and performance optimization skills.
• Understanding of secure coding practices in financial systems.
• Ability to work effectively in a fast-paced, high-ownership environment.
• Experience working in fintech or high-transaction environments.
• Exposure to cross-platform frameworks (e.g., Flutter).
• Experience working with Android-based embedded POS terminals.

What we can offer you

• Culture - We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation- You’ll receive an attractive salary, pension, health insurance, paid leave plus other benefits.

What to expect in the hiring process

• A preliminary phone call with the recruiter
• A take-home test exercise
• A technical interview with a Lead in our Engineering Team
• A behavioural and technical interview with a member of the Executive team.

Moniepoint is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

Help Us Support Diversity at Moniepoint

At Moniepoint, we are committed to fostering a diverse and inclusive work environment. We do not discriminate based on gender identity, orientation, or other personal characteristics. To help us track and improve our recruitment efforts and ensure we are meeting our gender inclusion goals, we kindly ask you to answer the following demographic questions. Your responses are voluntary and will not impact your application in any way. Thank you for helping us build a more inclusive team