Senior Manager Stress Testing

Standard Chartered Bank; India; On-site; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Flexible working

Wellbeing support

Learning & development

Inclusive culture

Job summary

Standard Chartered Bank in India is seeking a stressed testing professional to drive enterprise stress testing activities within Finance. You will work on ICAAP/Regulatory stress tests, ensure governance, and support model development with cross-functional teams.

The role emphasizes a strong risk and controls mindset, robust Excel skills, and the ability to communicate with stakeholders at various levels. A flexible working arrangement is offered along with learning opportunities.

Qualifications

• CA or Graduate + MBA (Finance) from a reputed institution.
• Strong understanding of Balance Sheet and Income Statement accounting and/or Credit Risk concepts.
• Curious and keen to learn about Stress Testing and regulatory reporting.
• Proficient in MS Excel.

Responsibilities

• Align activities with Enterprise Risk Management Framework and regulatory expectations.
• Document and govern processes and controls for stress testing hub activities.
• Support development of stress testing models and methodologies.
• Deliver governance and risk management oversight with effective collaboration.

Skills

Communication skills

Adaptable

Problem solving

Team player

Education

CA or Graduate + MBA (Finance)

Tools

MS Excel

Python

Tableau

Power BI

Job description

Job Description

Job Summary

• Deliver on the Credit Risk, Balance Sheet & Income Statement projections for the Enterprise-wide Stress Testing (EST) exercises
• Carry out the movement analysis & write-ups for credit risk & BS/IS metrics
• Ensure compliance to EST procedures, methodologies, and controls.
• Manage all governance related aspects of the execution of stress testing
• Drive process improvements and best practices for more efficiency and productivity
• Support development and maintenance of underlying models to enhance stress testing methodology.
• Deliver adequate documentation on stress testing methodology subject to management, model validation, audit & regulatory scrutiny.
• Deliver on the operational risk framework for the stress test process.

Key Responsibilities

• Risk Management: Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies, and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.
• Processes: The role holder will need to support the establishment and documentation of all processes and effective controls for the hub team in accordance with the broader stress testing team
• Governance: Demonstrate an awareness and understanding of the regulatory framework in which SCB operates, and the regulatory requirements and expectations relevant to the role.
• Deliver ‘effective governance’; capability to challenge colleagues effectively or elevate appropriately; and willingness to work in an open and cooperative manner with all.
• Regulatory & Business Conduct: Display exemplary conduct and live by the SCB’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Business

Stress Testing, as part of Finance, is an independent group function responsible for projecting the financials and capital/liquidity ratios of the entity in question given certain assumptions about Bank’s policies and economic variables. The function plays a critical role in strategic business, regulatory and infrastructure initiatives which forms the Bank’s future.

• Internal Stress Tests: Internal Capital Adequacy Assessment Process (ICAAP), Management Stress Tests (MST) etc.
• Regulatory Stress Tests: HKMA SDST, MAS Stress Test, BOE Stress Test, BOT Stress Test, Reverse Stress Tests etc.
• Climate Risk Stress Tests: A new area of analysis focussing on the impact of climate change on Banking industry
• Driving ‘Digitisation’: Responsible for designing, prototyping, and implementing strategic change initiatives to increase business efficiency of stress testing processes.

Risk Management

Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank’s Conduct Principles.
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Stress Testing Team
• Enterprise Risk Management members
• Key Finance & Risk colleagues
• Business leadership
• Stress Testing Transformation Programme Team
• Key operations and technology partners / vendors

Qualifications

• CA or Graduate + MBA (Finance) from a reputed institution.
• Good understanding of Balance Sheet/Income Statement accounting and/or Credit Risk concepts.
• Inquisitive and strong inclination towards learning more about Stress Testing / Regulatory reporting.
• Knowledge of MS Excel

Skills and Experience

• Exceptional written / verbal communication skills – In this role you are expected to communicate with stakeholders across different levels of seniority.
• Flexible and adaptable; able to work in ambiguous situations independently.
• Display a methodical & meticulous approach to problem solving and root cause analysis
• Be a team player and able to work collaboratively with others

Desired skills

• Knowledge of Python or equivalent software packages for data analysis
• Knowledge of data visualization tools like Tableau / Power BI
• Knowledge of IFRS9 Regulation

Role Specific Technical Competencies

• Financial Analysis
• External Reporting
• Effective Communications
• Project Management
• Process Management

What we offer

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Posting End Date: 31/07/2026