Senior Financial Modeling Expert(Remote)

Digiinovix; India; Remoto; INR 1.200.000 - 1.800.000; Tempo pieno

Descrizione del lavoro

Digiinovix in India is seeking finance professionals who can build financial models from scratch for U.S. clients across Private Equity, Private Credit, Debt and Lending.

This role emphasizes understanding business and credit logic behind every assumption, not just updating templates, and you will work on models for PE funds, lenders, and corporate finance teams. Candidates should translate incomplete data into robust, decision-ready models and document methodologies clearly.

Competenze

• 4 to 8+ years of experience in financial modeling and related finance roles.
• Proven experience building financial models from scratch for live projects.
• Strong understanding of debt, liquidity, and credit analysis.
• Experience working with U.S. clients preferred.
• Excellent English communication.

Mansioni

• Build financial models from scratch for U.S. clients across multiple industries.
• Develop three-statement financial models, operating models, debt models, credit models, and leveraged buyout models.
• Build detailed schedules for revenue, operating expenses, working capital, capex, debt, equity, depreciation, taxes, and cash flow.
• Analyze key credit metrics such as Debt/EBITDA, Net Debt/EBITDA, Interest Coverage, and FCF.
• Review, audit, and improve existing financial models while identifying errors and credit risks.
• Collaborate with U.S. stakeholders and meet project deadlines and quality standards.

Conoscenze

Financial Modeling

Excel Modeling

US Client Experience

Debt Analysis

LBO Modeling

Communication Skills

Descrizione del lavoro

We are looking for finance professionals who have hands-on experience building financial models from scratch for U.S. clients, particularly for Private Equity, Private Credit, Debt, Lending, and Credit Analysis assignments.

This role is ideal for someone who understands the business, transaction, and credit logic behind every assumption, formula, and output, not someone who simply updates templates or formats spreadsheets.

You will work directly on financial modeling assignments for U.S.-based private equity firms, private credit funds, lenders, investment firms, commercial banks, and corporate finance teams across a variety of industries. The role requires strong financial understanding, attention to detail, and the ability to convert complex financial and operational information into decision-ready models.

What You'll Do

• Build financial models from scratch for U.S. clients across multiple industries.
• Develop three-statement financial models, operating models, debt models, credit models, and leveraged buyout models.
• Build detailed schedules for revenue, operating expenses, working capital, capital expenditure, debt, equity, depreciation, taxes, and cash flow.
• Build and analyze debt schedules, repayment structures, interest calculations, leverage, and debt-service requirements.
• Support Private Equity and Private Credit investment analysis, including transaction assumptions, capital structures, leverage, debt repayment, and investment returns.
• Perform Comparable Company Analysis and Precedent Transaction Analysis where required.
• Assess debt capacity, liquidity, cash-flow generation, leverage, and the borrower's ability to service and repay debt.
• Analyze key credit metrics such as Debt/EBITDA, Net Debt/EBITDA, Interest Coverage Ratio, Debt Service Coverage Ratio, and Free Cash Flow.
• Review, audit, and improve existing financial models while identifying errors, inconsistencies, weak assumptions, and credit risks.
• Analyze financial statements, management reports, debt documents, transaction materials, and supporting information to develop appropriate financial assumptions.
• Work with incomplete or unstructured financial information and transform it into well-structured financial and credit models.
• Support U.S. clients with Private Equity analysis, Private Credit underwriting, credit analysis, leveraged finance, commercial lending, and transaction-related modeling assignments.
• Evaluate company performance, capital structure, debt obligations, repayment capacity, and overall creditworthiness.
• Clearly document assumptions, methodologies, credit considerations, and model logic for internal teams and clients.
• Collaborate with U.S. stakeholders while meeting project deadlines and quality standards.

What We're Looking For

We're looking for professionals who can confidently say:

"I built this model myself. I understand every assumption, every formula, every debt schedule, and I can explain why the model works."

Strong candidates understand the economics of a business, know how financial statements interact, understand capital structures and debt obligations, and can build models that support real investment, underwriting, and lending decisions.

Qualifications

• 4 to 8+ years of experience in Financial Modeling, Private Equity, Private Credit, Credit Analysis, Investment Banking, Leveraged Finance, Commercial Banking, Corporate Finance, Debt Capital Markets, or related finance roles.
• Proven experience building financial models from scratch for live projects, transactions, investment decisions, underwriting assignments, or client engagements.
• Strong experience analyzing debt, leverage, cash flow, liquidity, repayment capacity, and credit risk.
• Experience working with U.S. clients, U.S. companies, lenders, investment firms, or private capital funds is highly preferred.
• Advanced Microsoft Excel skills with strong hands‑on financial modeling capabilities.
• Strong understanding of financial statements, corporate finance, credit analysis, debt structures, and U.S. financial reporting concepts.
• Ability to independently analyze a company's financial performance, capital structure, leverage, debt obligations, and debt‑servicing ability.
• Ability to work independently with minimal supervision.
• Excellent financial analysis, problem‑solving, and communication skills.
• Strong written and spoken English.

Preferred Experience

Experience in one or more of the following areas is highly preferred:

• Private Equity
• Private Credit
• Credit Analysis
• Credit Underwriting
• Leveraged Finance
• Commercial Lending
• Commercial Banking
• Investment Banking
• Debt Capital Markets
• Leveraged Buyout (LBO) Modeling
• Acquisition Finance
• Debt Restructuring
• Real Estate Debt Modeling
• M&A Financial Modeling
• Infrastructure or Project Finance