Senior Data Scientist

JP Morgan Services India Pvt Ltd; Bengaluru; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

JPMorganChase in Bengaluru seeks a hands-on Senior Data Scientist to shape the technical direction for fraud prevention using cloud-based tools in AWS. You will develop and deploy ML models, explore Graph Networks and Large Language Models, build data pipelines with Databricks, and mentor junior teammates.

Collaboration across product, engineering and data science will advance firm-wide capabilities and robust AI solutions.

Qualifications

• Master’s degree in Computer Science, Mathematics, Statistics, Economics, or related quantitative field, or equivalent work experience.
• Minimum 5 years of experience in developing and managing predictive risk models in financial institutions.
• Strong knowledge of ML theory and algorithms with hands-on experience in both classical and deep learning methods.
• Proficient in Python, SQL or PySpark with experience in frameworks such as PyTorch or TensorFlow, and tools like XGBoost or Scikit-learn.
• Knowledge of graph analytics including GSQL will be an added bonus.
• Experience with Databricks, PySpark, or similar data pipeline technologies.
• Experience working in AWS cloud environments.

Responsibilities

• Develop, train, and deploy machine learning models for fraud prevention and risk management.
• Research and implement architectures including Graph Networks, Agentic AI, and Large Language Models.
• Build and test AI agents, iterating designs to enhance functionality and user experience.
• Conduct rigorous testing to ensure reliability and effectiveness of AI solutions.
• Use Databricks and PySpark to create data pipelines and dashboards that support AI-driven insights.
• Monitor and optimize model performance in real-world environments.

Skills

Python

PySpark

Databricks

Machine Learning

AWS

Graph Analytics

GSQL

Education

Master's degree in Computer Science, Mathematics, Statistics, Economics, or related field

Tools

PyTorch

TensorFlow

XGBoost

Scikit-learn

SQL

Job description

Data Scientist - Sr Associate In this role, you will serve as a hands‑on individual contributor. You will help shape the technical direction of the team and build long-term, firmwide capabilities to identify and prevent fraud, leveraging cutting‑edge techniques and modern cloud‑based tools in an AWS environment.

Job Responsibilities

• Develop, train, and deploy machine learning models for fraud prevention and risk management.
• Research and implement novel architectures, including Graph Networks, Agentic AI, and Large Language Models.
• Build and test AI agents, iterating designs to enhance functionality and user experience.
• Conduct rigorous testing to ensure reliability and effectiveness of AI solutions.
• Use tools like Databricks and PySpark to create data pipelines and dashboards that support AI‑driven insights and decision‑making.
• Monitor and optimize model performance in real‑world environments, adapting to evolving fraud patterns.
• Lead technical strategy and guide analytical direction within the team, fostering a culture of innovation and continuous improvement.
• Mentor and support junior team members, sharing best practices and technical expertise.
• Collaborate with cross‑functional teams- including product, engineering, and data science to align modeling solutions with business objectives and firmwide priorities.
• Contribute to the development of scalable, reusable machine learning solutions and best practices that strengthen the firm’s overall fraud prevention capabilities.

Required Qualifications, Capabilities, and Skills

• Master’s degree in Computer Science, Mathematics, Statistics, Economics, or a related quantitative field, or equivalent work experience.
• Minimal 5-year of experience in developing and managing predictive risk models in financial institutions.
• Deep understanding of machine learning theory and algorithms, with hands‑on experience in both classical and deep learning methods.
• Proficient in Python, SQL or PySpark with experience in deep learning frameworks such as PyTorch or TensorFlow, and classical machine learning tools like XGBoost or Scikit‑learn.
• Knowledge of graph analytics including GSQL will be an added bonus.
• Experience working with large datasets and building data pipelines using Databricks, PySpark, or similar technologies.
• Experience working in AWS cloud environments.
• Ability to build and test AI agents, iterate designs, and conduct rigorous testing for reliability and effectiveness.
• Experience mentoring or coaching junior team members.

Preferred/Additional Qualifications

• Experience or strong interest in Graph Analytics and Agentic AI.
• Knowledge of GSQL.
• Deep technical understanding of the mathematics behind algorithms, not just library usage.
• Product‑first mindset, with a focus on the role models play in the user experience and overall product responsibility.
• Versatility in handling both tabular and non‑tabular data using classical machine learning (e.g., trees/forests) and modern deep learning techniques.
• Driven by impact and energized by the responsibility of having your models make decisions on live financial transactions.
• Demonstrated ability to build scalable, reusable solutions that contribute to firmwide capabilities and long‑term strategic goals.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

Company Culture and Diversity Statement

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Experience Level Senior Level