Senior Business Analyst At YES BANK in Mumbai – Apply Now

YES BANK; Mumbai; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

YES BANK is looking for a Senior Business Analyst in Mumbai, India, to lead IT initiatives focusing on credit and loan origination systems. The applicant will drive requirements gathering, collaborate with teams, and enable data-driven decision-making.

Qualifications include a Bachelor's degree in a related field and experience in Banking or Financial Services. This is an opportunity to contribute to digital transformation within a leading private sector bank.

Responsibilities

• Lead requirements gathering and documentation for credit/loan origination systems.
• Work on end-to-end loan lifecycle (traditional & digital lending).
• Collaborate with stakeholders to define business and technical solutions.
• Support IT development aligned with change management processes.
• Work with risk policies, credit strategies, and decision models.
• Prepare detailed reports, documentation, and presentations.
• Ensure adherence to organizational processes and governance standards.
• Manage internal and external stakeholders effectively.

Skills

Credit / Loan Origination Systems (LOS)

Risk & Credit Policies, Scorecards, and Decision Models

FICO BRE projects

Decision Harvesting Workbook (DHW)

JSON

Business process tools (Visio, SmartDraw, MS Office)

Analytical, problem-solving, and documentation skills

Communication and stakeholder management

Education

Bachelor’s degree in Business, IT, Finance, or related field

Proven experience as a Business Analyst in Banking / Financial Services

Job description

Business Analyst Role Overview

YES BANK is hiring a Senior Business Analyst with strong expertise in credit and loan origination systems. This role focuses on driving IT initiatives, managing requirements, and enabling data-driven decision-making across lending and risk domains.

About YES BANK

YES BANK is a leading private sector bank in India, offering a wide range of banking and financial services. The organization focuses on innovation, digital transformation, and delivering customer‑centric financial solutions.

Key Responsibilities

• Lead requirements gathering and documentation for credit/loan origination systems
• Work on end‑to‑end loan lifecycle (traditional & digital lending)
• Collaborate with stakeholders to define business and technical solutions
• Support IT development aligned with change management processes
• Work with risk policies, credit strategies, and decision models
• Prepare detailed reports, documentation, and presentations
• Ensure adherence to organizational processes and governance standards
• Manage internal and external stakeholders effectively

Skills Required

• Strong understanding of Credit / Loan Origination Systems (LOS)
• Knowledge of Risk & Credit Policies, Scorecards, and Decision Models
• Experience with FICO BRE projects
• Familiarity with Decision Harvesting Workbook (DHW)
• Proficiency in JSON and business process tools (Visio, SmartDraw, MS Office)
• Excellent analytical, problem‑solving, and documentation skills
• Strong communication and stakeholder management abilities

Qualifications

• Bachelor’s degree in Business, IT, Finance, or related field
• Proven experience as a Business Analyst in Banking / Financial Services

Preferred Skills

• Experience in digital lending platforms
• Exposure to IT governance and change management frameworks
• Leadership experience in team handling and project delivery

Why Join?

• Work with a leading private sector bank in India
• Opportunity to contribute to digital lending transformation
• Exposure to risk, credit analytics, and decision systems
• Collaborate with cross‑functional teams in a dynamic environment

Apply Now