Senior Backend Engineer - Payments

YourMoneyWise; Bengaluru; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

YourMoneyWise is seeking an experienced engineer in Bangalore to build and scale high-throughput payment processing systems. You will work on UPI, cards, and netbanking integrations while shaping a resilient microservices architecture.

The role demands comfort with distributed systems and strong coding capability in Java, Go, or Python. Ideal candidates have 4–8 years of experience in payments or related domains, knowledge of PCI-DSS, and hands-on Kafka deployments.

Qualifications

• 4–8 years of professional software development experience.
• Experience with payment systems or financial services is a plus.
• Strong knowledge of Java/Go/Python and distributed architectures.

Responsibilities

• Build and scale high-throughput payment processing systems handling millions of transactions daily.
• Design microservices architecture for payments.
• Optimize latency and reliability.
• Integrate UPI, cards, and netbanking flows.

Skills

Java

Go

Python

Distributed systems

PCI-DSS knowledge

Tools

Kafka

Job description

Bangalore, India Full Time 25-45 LPA 4-8 years

Description

Build and scale high-throughput payment processing systems handling millions of transactions daily. Design microservices architecture and optimize for latency and reliability. Work on UPI, cards, and netbanking integrations.

Requirements

• Strong proficiency in Java/Go/Python
• Experience with distributed systems and Kafka
• Knowledge of PCI-DSS and payment security standards