Senior Associate Japan KYC

Saxo Bank; Gurugram District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Saxo Bank is seeking an experienced Senior KYC Associate for its India KYC Team in Gurugram (on-site). The role involves ongoing due diligence for private/corporate Japan clients, including source of wealth analysis, sanctions checks, PEP/RCA identification, and KYC documentation verification, with escalation when required.

Reporting to the team lead in India, you will work within a cross-functional group to ensure compliance with Japan and global regulatory standards, maintaining high-quality

Qualifications

• 5-7 years of experience in private/corporate onboarding or a similar KYC role within financial services.
• Strong KYC, CDD and ongoing due diligence background with ability to assess private/corporate cases independently.
• Certifications such as CAMS/ACAMS or similar are preferred.

Responsibilities

• Performs ongoing due diligence tasks as assigned.
• Reviews private client applications and ensures high-risk clients are properly handled.
• Analyzes complex documentation and escalates issues when needed.
• Keeps up to date with regulatory requirements and internal policies relevant to private Japan clients.
• Identifies process improvements for the KYC team.

Skills

KYC & AML

CDD & DD

Japanese language (N1/N2)

Regulatory knowledge

Attention to detail

Independent work

Team collaboration

Job description

Job Description:

Location - Gurugram (On-site)

Conduct ongoing due diligence for private/ corporate Japan clients, including analysis of source of wealth/funds, review of transactions (domestic and cross‑border), sanctions exposure, identification of PEPs/RCAs and their risk assessment, verification of KYC documentation, identification of KYC/AML risks, navigate complex corporate ownership and control structures recommending escalations where appropriate, and aligning procedures with Japan and global regulatory requirements while maintaining high-quality standards.

We are looking for an experienced senior associate to join our KYC Team in India. The ideal candidate will bring strong private/ corporate onboarding and ongoing due diligence experience, with the ability to assess and navigate source of wealth/funds, review of transactions (domestic and cross‑border), sanctions exposure, identification of PEPs/RCAs and their risk assessment, verification of KYC documentation, identification of KYC/AML risks, navigate complex corporate ownership and control structures. Reporting to the local team lead and liaising with our India team, this role will focus on Japan clients.

Responsibilities

• Performs ongoing due diligence task assigned.
• Work as a member of the KYC Team to ensure that private client applications/ clients are reviewed and processed efficiently, with appropriate handling of Very high/ high/ medium/ low risk clients.
• Analyse complex documentation, identify ongoing due diligence issues, and recommend practical solutions or escalation where appropriate.
• Maintain current knowledge of regulatory requirements, internal policies and business developments relevant to private Japan client and act as a KYC and AML subject matter expert.
• Identifypotential improvements to Team’s process flows and procedures.
• Assist in creating, maintaining and aligning work-related work instructions and procedures within Saxo Group.
• Other ad-hoc tasks assigned

Your Profile

• Japanese language certification N1/ N2 level (advanced fluency, preferred and required for specialized Japanese read, write, translation and interpretation) from recognised Indian institution.

• Proven track record with more than 5-7 years of experience in private/ corporate onboarding, ongoing due diligence, or a similar KYC role within financial services.
• Strong KYC, CDD and ongoing due diligence background, with demonstrated ability to assess private/ corporate cases independently.
• Knowledge of relevant regulatory standards.
• Excellent data collection and analysis skills.
• Strong attention to detail.
• Good team player.
• Ability to work independently and deliver within tight deadlines.
• Preferably have certifications such as CAMS/ ACAMS or similar.
• Proficient in Japanese language oral and written (Japanese language expert).

We get curious people invested in the world

When you work at Saxo, you become a Saxonian and part of a purpose-driven organisation, where good ideas are always taken seriously, and where you can make a true impact. We are invested in your development, and you can expect a robust career from day one when you join Saxo – no matter which role you take on.

You will join 2,500 other ambitious colleagues across 11 countries and become part of an international organisation. Working in Saxo, you will get to meet colleagues from many different cultures and backgrounds, and you should know that we value diversity and inclusion and see it as a genuine source of strength to drive growth, foster innovation and position us for long-term success.

We encourage an open feedback culture and supportive team environments enabling employees to grow and fulfil their career aspirations.

When you bring passion, curiosity, drive and team spirit, your learning journey will be dynamic and your career opportunities in Saxo will be immense.

At Saxo we don’t just offer a job – we offer an opportunity to invest in your future!