Senior Associate, IRRBB Reporting

Standard Chartered India; Bengaluru; Hybride; INR 1 500 000 - 2 100 000; Plein temps

Avantages offerts par ce poste

Competitive salary and benefits

Flexible working options

Wellbeing support via Unmind

Continuous learning culture

Inclusive and diverse organisation

Résumé du poste

Standard Chartered India is seeking a senior regulatory reporting professional to drive accuracy in liquidity reporting, collaborate with Group liquidity, treasury and business lines, and ensure governance and change initiatives are properly implemented. The role requires strong banking knowledge and stakeholder engagement across multiple functions.

Candidates should have CA or MBA in Finance, with FRM/PRM/CFA being advantageous, and proficiency in SQL; Moody’s and Axiom familiarity is desirable

Qualifications

• Strong understanding of banking processes and financial products.
• Experience in driving change initiatives and partnering with stakeholders.
• Excellent written and verbal communication; able to work independently and collaboratively.
• Proficient in SQL to interrogate data for analysis.
• Working knowledge of Python and automation tools is a plus.
• Familiarity with Moody’s and Axiom regulatory systems is desirable.

Responsabilités

• Analyse and quantify regulatory and behavioural liquidity risk of transactions.
• Maintain strong relationships with Group liquidity, treasury and business lines.
• Monitor key liquidity/funding metrics within prescribed limits.
• Ensure reports are accurate, timely and well-governed with KPIs.
• Provide guidance to junior team and collaborate across GCFO.
• Engage in governance forums and drive change initiatives.
• Uphold Group Values and Conduct; ensure regulatory compliance.

Connaissances

SQL

Regulatory knowledge

Stakeholder management

Communication

Analytics

Formation

CA or MBA (Finance)

FRM/PRM/CFA (added advantage)

Outils

Moody’s

Axiom

Python

Description du poste

Key Responsibilities

• Core member of Regulatory reporting function and contribute to its deliverables in accordance with Regulatory requirements and provider greater insights across all Liquidity metrics submitted to the stakeholders. Work across Group, Country, Business and Change teams with an aim to improve accuracy of reporting and drive initiatives to optimize Liquidity and RWA thereby contributing to improve Group RoTE.

Strategy

• Core member of Regulatory reporting function and contribute to its deliverables in accordance with Regulatory requirements and provider greater insights across all Liquidity metrics submitted to the stakeholders. Work across Group, Country, Business and Change teams with an aim to improve accuracy of reporting and drive initiatives to optimize Liquidity and RWA thereby contributing to improve Group RoTE.

Business

• Responsible for analysis and quantification of regulatory and behavioural liquidity risk impact of transactions undertaken by business units. Maintain strong stakeholder relationship with Group liquidity, treasury and business lines to manage liquidity withing constraints. Support business in the monitoring of key liquidity/funding metrics to maintain liquidity/funding levels within prescribed limits.

Processes

• Ensure the operational efficiency, accuracy and completeness of the reports are demonstrated, reviewed & monitored with appropriate KPIs. Establish robust control and governance on the reporting process including the requirements to manage report quality and operational control. This includes expected data quality monitoring required in the reporting standards for regulatory reporting. Continuously strive for process improvement with standardisation, simplification and automation.

People & Talent

• Providing guidance, training and mentorship to the junior team members within GCFO liquidity reporting team on technical knowledge, best practices, and technologies. Building relationships to improve collaboration across country and GCFO functions to resolve issues and implement changes for liquidity reporting.

Risk Management

• Candidate needs to be able to articulate the Liquidity metrics and drive the discussion with Senior stakeholders across Finance, Risk, Treasury and Business to meet the requirements. Provide Consultation/Support in dealing with business queries relating to Liquidity metrics, all other internal and external Liquidity regulatory reports

Governance

• Monitor and ensure that appropriate Change governance is followed across all transformation initiatives. Represent the function at the governance forums in place for tracking change initiatives and influence decisions in respect of the change backlog, prioritisation, choice of technology tools and the operating model.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• GPO/GPM, Liquidity
• Group Regulatory Reporting – Head and Reporting Leads
• Credit and Market Risk functions – Functional Heads and Leads
• Liquidity Change Management - Head and Leads across Liquidity Change
• Country Regulatory Reporting – CFO, Financial Controller and Country Leads
• Partner within BSM Liquidity, GCFO team and Stakeholders to Build domain expertise in the areas of Balance Sheet Management, Liquidity Risk Management, Interest Rate Risk Management, Fund Transfer Pricing, Benchmarking & Stress Test Data Framework, and the relevant policies, procedures, and practice guides, and regulatory reporting guidelines including Basel III.

Skills And Experience

• Good understanding of bank’s balance sheet, financial statements
• Experience in driving change initiatives and able to effectively partner with stakeholders within & outside of the immediate team
• Strong communication skills, both written and verbal, with the ability to work both independently and collaboratively
• Candidate must be familiar with the use of SQL to interrogate and extract the data for analysis.
• Working knowledge of Advanced Excel, Python and other automation tools is an added benefit
• Knowledge on Regulatory Systems such as Moody’s, Axiom is desired

Qualifications

Finance Professionals (Qualified Chartered Accountant) or MBA (Finance) from a reputed institution. Certifications like FRM, PRM or CFA will be an added advantage.

• Experience: Around 4-6 years of relevant operations / reporting experience and 2+ years of IRRBB reporting experience in a bank similar in scale and complexity as that of SCB.
• Functional Skills: Strong understanding of banking processes and financial products:
• Strong knowledge on various Banking Book products (like deposits, loans etc.) and comprehensively understands the impact of changes in the interest rates.
• Understands the pricing of financial products.
• Understands the impact of changes in Yield Curve on the Banking Book.

Understand hedging products used by Treasury like interest rate swaps, FX Forwards for management of interest rate risk

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.