Senior Associate, Investment Counsellor, Consumer Banking Group

DBS Bank Ltd; Delhi; On-site; INR 1,800,000 - 2,400,000; Full time

Job summary

DBS Bank Ltd in New Delhi seeks an experienced Investment Specialist in Product Sales to drive mutual fund AUM, train relationship managers on investments, and ensure compliant, client-centric service. You will review portfolios, provide market insights, and help fulfil investment requirements while growing penetration of MF, PMS, and other products.

Ideal candidate has 7–10 years in banks/NBFCs with MF distribution knowledge, CFP/ PMS preferred, and willingness to travel within the region.

Qualifications

• Bachelor’s degree from a recognized university
• Post graduate qualifications desirable but not necessary if suitably compensated by top notch exposure to above listed experience
• Mandatory certification like MF distribution exam and PMS certification
• CFP will be preferred

Responsibilities

• Ownership of the Investments target of the Region / Area they are mapped to; Increase of Mutual Fund AUM for the mapped Area.
• Impart effective training on new product launch / refresher training on investment, alternate and Forex, AML and other mandatory trainings and keep the record of attendance to comply with internal and regulatory guidelines.
• Ensure sustainable trail income for the Bank through driving the Mutual Volumes while driving activation of team members for Investment and Forex products.
• Provide feedback from market and customers to Central Investment Product team for continuous improvement / ideation for new product and processes.
• Ensure timely dissemination of knowledge on products, market updates and fund fact sheets amongst front line team members and Unit Heads.
• Always ensure customer-centricity, adherence to fair dealing norms and compliance to internal and regulatory guidelines.
• Increase Investment penetration and RM productivity
• Ensure to build up MF AUM and trail revenue for the assigned catchment/ unit
• Ensure right recommendations as per the client risk profile and periodic reviews for the clients
• Training and keeping the RM’s updated on all latest market updates/ products

Job description

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Job Purpose

A person in this role will ensure awareness of and adherence to processes, policies and codes of conduct laid down for CBG frontline staff. The role incumbent will help the RM’s and coach on various investment products available in the bank. The role incumbent will review the client’s investment portfolios and update them on regular intervals. The incumbent will maintain client engagement on all investment discussions and assist in fulfilment of investment requirements.

Key Accountabilities :

• Ownership of the Investments target of the Region / Area they are mapped to Increase of Mutual Fund AUM for the mapped Area.
• Impart effective training on new product launch / refresher training on investment, alternate and Forex, AML and other mandatory trainings and keep the record of attendance to comply with internal and regulatory guidelines.
• Ensure sustainable trail income for the Bank through driving the Mutual Volumes while driving activation of team members for Investment and Forex products.
• Provide feedback from market and customers to Central Investment Product team for continuous improvement / ideation for new product and processes.
• Ensure timely dissemination of knowledge on products, market updates and fund fact sheets amongst front line team members and Unit Heads.
• Always ensure customer-centricity, adherence to fair dealing norms and compliance to internal and regulatory guidelines.
• Increase Investment penetration and RM productivity

Job Duties & responsibilities :

• Ensure to build up MF AUM and trail revenue for the assigned catchment/ unit
• Ensure right recommendations as per the client risk profile and periodic reviews for the clients
• Training and keeping the RM’s updated on all latest market updates/ products

Requirements:

• At least 7-10 years of in Banks / NBFC handling client portfolio’s

Education / Preferred Qualifications:

• Bachelor’s degree from a recognized university
• Post graduate qualifications are desirable but not necessary if suitably compensated by top notch exposure to above listed experience
• Mandatory certification like MF distribution exam and PMS certification
• CFP will be preferred

Core Competencies:

• In depth knowledge of MF / PMS / AIF and all investment products
• Knowledge of current markets – Debt / Equity/ Economy
• Excellent communication, presentation and interpersonal skills
• Proactive to learn and drive business and people

Work Relationship

• Ability to work with people well
• Willing to travel

DBS India - Culture & Behaviors:

• Drive performance through Value Based Propositions
• Ensure customer focus by delighting customers & reduce complaints
• Build pride and passion to protect, maintain and enhance DBS’ image and reputation
• Enhance knowledge base, build skill sets & develop competencies
• Invest in team building & motivation through ideation & innovation
• Execute at speed while maintaining error free operations
• Develop a passion for performance and grow the talent pool
• Maintain the highest standards of honesty and integrity.

Location:

New Delhi

Job:

Product Sales

Schedule:

Regular

Employee Status:

Full time