Scorecards Update and Maintenance - Senior Consultant

S&P Global, Inc.; Hyderabad; Presencial; INR 1 800 000 - 2 800 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Health & Wellness

Flexible downtime

Continuous learning

Invest in your future

Resumo da oferta

S&P Global Market Intelligence is seeking an Analyst to join a team of credit risk and analytical development professionals in Hyderabad. You will collect and analyze credit information to develop, test, and recalibrate PD/LGD scorecards, and backtest the entire suite of credit risk models.

The role demands strong credit risk knowledge, experience with Excel-based solutions, and proficiency in Python. You will automate repetitive tasks, support regional teams, and deliver high-quality technical

Qualificações

• Two years full-time MBA (Finance)/ C.A. / M.Tech, / M.Sc.
• Minimum 4 years of work experience in credit risk domain.
• Experience in Financial sector will be advantageous.
• Experience with credit risk model development and validation would be a plus.
• Experience with recovery analysis, CECL, LGD, credit risk consulting, PD calibration will be a plus.
• Advanced skills in Excel / VBA and experience in Python would be preferred.

Responsabilidades

• Backtest and maintain the scorecards, ensuring accuracy and predictive capability.
• Analyze credit information to develop PD and LGD models and recalibrate as needed.
• Automate repetitive tasks to reduce operational risk and improve efficiency.
• Support regional teams with credit risk modelling insights and best practices.
• Prepare technical reference guides, scorecard user-guides and backtesting reports.
• Deliver high-quality outputs under tight deadlines.

Conhecimentos

Credit risk knowledge

Excel/VBA

Python

Backtesting

Data analysis

Formação académica

MBA (Finance) / CA / M.Tech / M.Sc.

CFA/FRM preferred

Ferramentas

Excel

VBA

Python

Descrição da oferta de emprego

About the Role:

• The primary purpose of this position is to work within a team of credit risk and analytical development professionals. To collect and analyze credit information (both data and research) where probability of default (PD) and loss given default (LGD) scorecard models may be developed, tested for accuracy and predictive capability, and recalibrated.
• By having a full understanding of the array of existing solutions, the candidate will be responsible for the backtesting, update and maintenance efforts of the whole suite of credit risk scorecards and will provide vital technical support to clients requests, on an ad-hoc basis.
• Using a proactive approach, the candidate will help the team automating any repetitive tasks and reducing operational risks in the scorecards’ use or their update and maintenance.
• Secondary, the analyst may support other regional teams of S&P Global Market Intelligence in assessing the performance of other, statistical-based credit risk models and provide insights on best practices related to credit risk modelling.
• The day-to-day job requires substantial hands‑on involvement in the backtesting, update, and maintenance of the scorecard solutions. Additionally, the candidate must have good credit risk knowledge, which will be instrumental in his/her project duties and in supporting team members in their technical knowledge development.
• The Analyst will need to work independently under tight deadlines to consistently produce high quality work, including updates to technical reference guides, scorecard user-guides, backtesting reports, and interim deliverables, for which in all cases will have full accountability.

Key Roles & Responsibilities

• Good understanding of fundamentals of credit analysis and related qualitative and quantitative reasoning.
• Has strong attention to detail and is able to devise creative solutions to automate repetitive tasks or reduce risk of operational errors in the update and maintenance of Excel-based solutions.
• Writes all deliverables including technical sections, summaries, user-guides and backtesting reports.
• May work in contact with quantitative analytical people and provide credit risk modelling expertise or leverage own quantitative skills in devising tests and updating scorecards.

Skills Required

• Strong knowledge of credit risk required, developed while working with Risk Management / Risk Analytics division of large bank(s), Big 4 consulting firm, credit rating agency or risk consulting firm. Minimum 4 years of work experience in credit risk domain.
• Experience in Financial sector will be advantageous.
• Experience with credit risk model development and validation would be a plus.
• Experience with recovery analysis, CECL, LGD, credit risk consulting, PD calibration will be a plus.
• Advanced skills in Excel / VBA and experience in statistical programming languages such as Python would be preferred.

Minimum & Preferred Education

• Two years full-time MBA (Finance)/ C.A. / M.Tech, / M.Sc.
• Additional qualifications such as CFA/FRM preferred.

About S&P Global Market Intelligence

At S&P Global Market Intelligence, a division of S&P Global we understand the importance of accurate, deep and insightful information. Our team of experts delivers unrivaled insights and leading data and technology solutions, partnering with customers to expand their perspective, operate with confidence, and make decisions with conviction. For more information, visit www.spglobal.com/marketintelligence.

What’s In It For You?

Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Benefits

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

Equal Opportunity Employer

Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability, please send an email to:[e-mail] your request will be forwarded to the appropriate person.

US Candidates Only: Know Your Rights: Workplace discrimination is illegal

20 - Professional (EEO-2 Job Categories-United States of America), BSMGMT202.1 - Middle Professional Tier I (EEO Job Group)