Job Purpose
This role is responsible to strategically drive and scale the top line by devising sales and business strategies for tapping into the ABG Ecosystem - ABG Employees, Distributors, Vendors, etc.
Job Context & Major Challenges
Job Context/Job Challenges:Organizational Context
ABC Digital has been incorporated as a wholly owned subsidiary of Aditya Birla Capital in 2023 to engage in distribution of Aditya Birla Capital products and providing services to customers, including web-based services, e-commerce, and payments facilities and allied activities.
ABC Digital is developing an omni-channel based D2C platform (website and app) to acquire new customers and serve them seamlessly. In addition, ABC Digital has started a virtual engagement management through inbound and outbound calling. Also, ABC Digital is engaged in cross-selling different ABC products to walk-in branch customers.
ABC Digital is collaborating with all ABCL subsidiaries to deliver a truly personalized and seamless omni-channel experience for both new and existing customers by building capacity and enhancing productivity through investments in talent, technology, marketing, and data and analytics.
Key Challenges
- Making inroads into ABG ecosystem
- Conducting marketing activities in these premises to create awareness and promote sales of financial products distributed by ABCD
- Identifying business opportunities to scale business and drive topline from these premises
- Providing services w.r.t financial products to people in these premises
- Providing after sales services in these premises
- Apart from tapping into the business opportunities in these plants, leveraging business opportunities in One ABC branches and also tapping into natural market/open market to increase sales in the assigned territory
- Regular visits to ABG Plants/Factories near base branch location to ensure sourcing from ABG employees & their families, nearby townships
- Ability to identify key influencers and build relationships with plant heads/local population in the worksite area
- Willingness to travel often at a set frequency to the plant/factory location
- Ability to connect with multiple levels/types of people- top senior management to plant workers- with clear understanding of their value & need system
- Good and clear communication regarding financial awareness, product features, key differentiators of ABC product suite
- Ability to navigate ambiguity and unchartered path without constant monitoring/supervision
- Disciplined and dedicated and persistent- especially in new environment conditions
- Willingness to go out of one’s way to provides superior customer service to ABG employees and workers, keeping the customer at the centre of every thought, word & action
Key Result Areas
- KRA1 Sales Productivity Driving topline in the assigned productivity
- Achieving business targets
- Maintaining a healthy product mix
- KRA2 New Customer Acquisition Increase customer acquisition in the assigned territory
- Acquire new customers while identifying cross-sell and up-sell opportunities with existing customers and increasing no of products sold per customer
- KRA3 Operational Effectiveness Track and ensure efficient business processes/ operations across the Customer Lifecycle (Sourcing, Approval, Servicing, Collections)
- Drive process efficiencies and faster TATs through interfacing with stakeholders across processes and functions (Risk, Operations, Sales Governance)
- Adopt improved processes and best practices in order to enhance operational effectiveness, productivity and overall business contribution of DSAs for ABHFL
- KRA4 Market Intelligence & Competition Awareness Keep a close watch on the market to tap into new business opportunities
- Continuous monitoring of the competition and its products/activities/engagements/strategies to stay ahead of the competition
- Keep sharing market/competition updates to the seniors and management to help the company informed and stay ahead of competition
- KRA5 Self Development Invest in self learning and capability building
- Leverage online/offline learning and development platforms for sef development