Risk Manager Corporate

Siemens; Bengaluru; On-site; INR 2,600,000 - 4,200,000; Full time

Job summary

Siemens Financial Services India is seeking a Risk Manager Corporate to lead high‑quality credit underwriting for Large Corporates and manage risk within delegated authorities.

You will prepare reports, present proposals to approval authorities, monitor portfolios, and partner with Sales and Risk Management to improve processes while guiding a team across India.

Qualifications

• 4 to 7 years of risk or credit experience in underwriting of Mid and Large Corporates
• Knowledge of Equipment Finance, Working capital preferred
• Experience in commercial finance is required
• Ability to take credit decisions
• CA or MBA from a reputed institution

Responsibilities

• Underwrite new corporate credit transactions within delegated authority
• Prepare credit reports and ensure risk policy compliance
• Present proposals to approval authorities
• Monitor portfolio performance
• Perform portfolio reviews for audit and regulatory needs
• Coordinate with Sales and Risk Management for process improvements
• Participate in customer meetings to assess risks and opportunities
• Lead and train the risk team on best practices

Skills

Credit underwriting

Risk assessment

Portfolio monitoring

Stakeholder communication

Education

CA or MBA degree

Job description

Risk Manager Corporate

Siemens Financial Services India is a subsidiary of Siemens AG, with a vintage of almost 13 years in India. It operates as part of Siemens AG's global financial services division, focusing specifically on innovative and tailor‑made financial models like Leases, Loans, and Working Capital Solutions for segments ranging from SMEs to large corporates in India. The company's expertise spans across multiple industries, including healthcare, manufacturing, Renewables, Technology, Industry and more. This industry focus enables SFS India to understand the specific financial challenges and opportunities faced by businesses in different sectors and then tailor‑made financial solutions for customers in that Industry. SFS India leverages technology solutions to enhance its financial offerings. This may include digital platforms for loan processing, online account management, and data analytics for financial decision making.

In your primary role, you will be responsible for the following:

• To perform high quality and timely credit underwriting of new business transactions of Large Corporates within delegated authority levels, understanding levels of risk and appropriate returns.
• Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions.
• Presentation of proposals to the approval authorities
• Portfolio monitoring.
• Portfolio reviews and record keeping for audit and regulatory requirements.
• To liaise through structured meetings, with Sales and other members of the Risk Management team to ensure continuous improvement of business process.
• To participate in customer meetings when needed to fully understand the risks and opportunities involved in a transaction.
• Manage entire portfolio of business and guide and train the team.

We dont need superheroes, just super minds with a wining attitude!

• You come with 4 to 7 years of experience in risk or credit in a bank or a reputed NBFC in underwriting of Mid and Large Corporates.
• Knowledge of Equipment Finance, Working capital is preferred.
• Experience in commercial finance is mandatory.
• Ability to take credit decisions.
• Quick learning ability.
• CA or MBA from an institution of repute.

Make your mark in the cool and exciting world at Siemens!

This role is based in Bangalore. Youll also get to visit other locations in India and beyond, so you’ll need to go where this journey takes you. In return, you’ll get the chance to work with teams impacting entire cities, countries – and the craft of things to come.