Risk Consulting - Actuarial - Life Actuary - Staff

EY; Ernakulam; On-site; INR 900,000 - 1,500,000; Full time

Benefits offered by this job

Global exposure

Learning culture

Diverse & inclusive culture

Career opportunities

Job summary

EY GDS is seeking a Staff Life Actuarial professional to deliver core actuarial solutions for US life products within EY’s global network. You will work with life and risk professionals, contributing to methodology application and business decisions across UL/ULSG/Indexed UL family.

The role offers exposure to diverse markets and a collaborative environment, with opportunities for growth and global client interactions within a dynamic GDS team.

Qualifications

• 2-3 years work experience in Life Actuarial domain preferred.
• Proactive attitude with global network exposure is desirable.
• Experience with US Stat/GAAP/Principal Based Reserving (PBR) preferred.

Responsibilities

• Deliver high-quality actuarial solutions.
• Ensure engagements are delivered within timelines.
• Maintain high standards in line with EY values and quality commitments.

Skills

Analytical skills

Investigations in models

Learning attitude

Self-motivation

Travel readiness

Regulatory knowledge (US)

Actuarial product knowledge (UL, FIA,

Reserving: Short/Long tail

SQL

Python

VBA

Alteryx

Power BI

GenAI literacy

Education

Actuarial degree

Bachelor’s degree in business/finance/acting

Overseas US market exposure

Tools

SQL

Python

VBA

Alteryx

Power BI

Job description

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.

Role name and description - Life Actuary (Staff) – US LH (Core)

EY GDS Consulting Global Delivery Services is one of EY's greatest global assets – a network of service delivery centers that provide high-quality services at a competitive cost for all EY’s client serving and enablement teams.

Every day, we combine our subject matter expertise with our technology and automation skills to develop new solutions that deliver greater value for EY. If you have a passion for enabling world class actuarial services globally to solve the most complex challenges in the financial services industry, come join our dynamic GDS team! We are looking for a Senior Consultant in our Business Consulting Practice for Life Actuarial domain.

The opportunity

We are looking for Staff within the Core Life Actuarial team delivering actuarial solutions and working closely with Manager/Senior Manager in EY’s global network of insurance sector and risk consulting professionals.

Our clients are large multinationals, conglomerate groups and domestic insurers within the Life insurance sector. The team delivers sustainable benefits to our clients through enhancing business decisions using improved and effective applications of core Actuarial principals, methodologies within applicable standard practice.

Our growing team of professionals come from a diverse background, all committed to being long-term trusted advisors to our clients. This role will offer exposure to diverse fields comprising assets and liabilities within life actuarial domain.

Your Key Responsibilities

As a Staff, you will:

• Responsible for delivering high-quality results and generating effective and impactful solutions
• Be responsible for ensuring all engagements are delivered within time
• Delivery engagements in line with our values and commitment to quality, consistently driving projects to completion and ensuring that work is of high standard

We are looking for individuals who have a proactive attitude and are seeking the opportunity for personal and professional growth, leveraging and supporting our global network. AI (Artificial Intelligence) literacy will be an added advantage.

Skills And Attributes For Success

• Good analytical skills
• Ability to do investigations in models / reporting process and independently solve problems
• Willingness to learn and apply learning actively in project work
• Self-motivation and proactiveness in driving project
• Willingness to travel to meet and work with clients
• Strong Regulatory skills - US Stat/US GAAP/ Principal Based Reserving (PBR)
• Strong Product Knowledge – Universal Life (UL), ULSG, Indexed UL, Variable UL, Fixed Index Annuities (FIA), Variable Annuities (VA)
• Strong Technical skills on Reserving for Short Tail and Long Tail business as well
• Strong System skills - Proficiency with SQL, Python, VBA, Alteryx, Power BI
• AI Literacy – Good knowledge on GenAI, Agentic AI would be an added advantage

To qualify for the role, you must have

• Work Experience – preferably 2-3 years in the same domain

Ideally, you’ll also have

• Preferred Actuarial Degree
• Strong academic background with a bachelor’s degree ideally business, actuarial or finance related supplemented ideally with a professional qualification
• Overseas exposure (especially US market experience)
• Understanding of US Life/Annuity products

What We Look For

• Good communication skills
• English fluent in speaking
• Good English writing skills
• Experience of supporting teams with high-quality timely delivery, actively building industry relationships and promoting a collaborative culture when working with colleagues

What We Offer

EY Global Delivery Services (GDS) is a dynamic and truly global delivery network. We work across eight locations – Argentina, China, India, Mexico, the Philippines, Poland, Spain and the UK – and with teams from all EY service lines, geographies and sectors, playing a vital role in the delivery of the EY growth strategy. From accountants to coders to advisory consultants, we offer a wide variety of fulfilling career opportunities that span all business disciplines. In GDS, you will collaborate with EY teams on exciting projects and work with well‑known brands from across the globe. We’ll introduce you to an ever‑expanding ecosystem of people, learning, skills and insights that will stay with you throughout your career.

• Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

EY | Building a better working world

EY exists to build a better working world, helping to create long‑term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.