Relationship Manager - GL South

Bajaj Finserv Limited; Haveri District, Savanur; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Bajaj Finserv Limited in Karnataka seeks an experienced Branch Manager to lead a team, drive profitability, and grow the consumer gold loan book. You will oversee operations, enforce compliance, and collaborate with sales and marketing to expand the customer base.

The role emphasizes strong customer engagement, staff coaching, precise valuation of gold ornaments, safeguarding assets, and reducing NPAs through disciplined collections and performance reporting.

Qualifications

• 4-7 years of relevant experience.
• Bachelor's or higher degree preferred.
• Experience in gold loan banking or client service preferred.
• Strong written and verbal communication skills.

Responsibilities

• Oversee branch operations and profitability.
• Lead field marketing to raise brand visibility.
• Plan and monitor branch marketing to generate leads.
• Engage customers for new acquisitions and retention.
• Ensure accurate valuation of pledged gold ornaments.
• Safeguard pledged securities as joint custodian of vault.
• Control NPAs through follow-ups for interest collections.
• Hire, coach, and train staff with timely feedback.
• Prepare branch performance reports and drive growth.
• Increase gold loan business and other third-party products.
• Maintain 100% process compliance in valuation.
• Ensure error-free valuation of pledged gold.

Skills

Leadership

Customer engagement

Operations management

Sales & marketing

Compliance

Communication skills

Education

Bachelor's or higher degree

Job description

Job Purpose

\"This position is open with Bajaj finance limited\"

The Branch manager is a managerial responsibility for providing full leadership and direction to the team of employees in growing business and client base of consumer gold loan. The overall objective of this role is to build customer loyalty and recommend the development of business strategies or initiatives and may include the management of activities by external organizations, and the direct management of individuals.

Duties and Responsibilities

Responsibilities:

• Responsible for overall branch operations,performance profitability of the branch.
• Drive participate in field-marketing activities of various financial products along with the team to improve brand visibility
• Plan,conduct monitor the branch field level marketing activities to ensure health pipeline of leads resulting into business conversion branch growth
• Focus on customer engagement for new customer acquisitions retainment of old customers
• Conducting error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance
• Joint custodian of the Vault with responsibility of safekeeping of of pledged securities as per company policies
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance
• Maintaining quality performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch
• Increase Gold Loan business, plus various other third-party products i.e., NCD''s, Gold Coins sale etc.
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.

Required Qualifications and Experience

Education Skill Qualifications:

• 4-7 years of relevant experience required.
• Bachelors Degree/Post-graduation Degree preferred.
• Previous experience in gold loan banking, gold loan products, management or client service preferred.
• Consistently demonstrates clear and concise written and verbal communication skills.