Product Management - Product Manager - Lending Platform

One97 Communications Limited; Bengaluru; On-site; INR 1,200,000 - 2,100,000; Full time

Benefits offered by this job

Health insurance

Job summary

Paytm, India's leading mobile payments and financial services platform, is hiring a Product Manager focused on lending platforms. You will partner with product managers and business leads to map use cases, write detailed PRDs, and manage roadmaps, ensuring data-driven decisions and clear stakeholder alignment.

The role requires 2–4 years of product management experience, with at least 2 years in the field, and a strong understanding of banking processes and fintech/lending domains.

Qualifications

• Bachelor’s degree in engineering, computer science or related field.
• 2–4 years total experience with at least 2 years in product management.
• Strong domain knowledge of lending platforms and fintech/banking processes.
• Experience collaborating with solution architects and cross-functional teams.

Responsibilities

• Work with vertical product managers and business leads to understand use cases and journeys.
• Translate requirements into detailed product documents, roadmaps and deliverables.
• Make clear, simple, technically sound product decisions.
• Apply domain expertise in lending to solutioning and prioritization.
• Coordinate with stakeholders and senior management to drive decisions.
• Lead Agile/Scrum processes and track roadmap progress.
• Validate features end-to-end and ensure KPI tracking and data feedback.

Skills

Product management

Banking domain

Lending knowledge

Stakeholder management

Agile/Scrum

Data-driven decisions

Education

Bachelor's degree in engineering/CS

Job description

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

• Working closely with vertical product managers/ business leads to understand product use cases, customer journeys, business applicability and impact of each use case.
• Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables
• Make sure that clear, simple, and technically sound decisions are made
• With your strong domain knowledge of lending platforms, we expect you to provide your subject matter expertise in requirements solutioning
• Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them
• Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly
• Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management).

Superpowers that will help you succeed in this role:

• Bachelor’s degree in engineering, computer science and/or related field
• Professional experience in a product management or analytical role with hands on experience in banking processes
• Having deep understanding of Lending in Product Management role building credit platform products Knowledge of Fintech/ BFSI/ Lending domain
• Exp should be in between 2 - 4 years, out of which minimum 2 years in product management.
• Solutions orientated within a high-energy and fast-paced work environment
• Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features
• Possess excellent oral, written, verbal and interpersonal communication skills
• A collaborative output driven program that brings cohesiveness across businesses through technology.
• Improve the average revenue per use by increasing the cross-sell opportunities.
• A solid 360 feedback from your peer teams on your support of their goals.

Respect that is earned, not demanded from your peers and manager.

Compensation:

If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here.

It’s your opportunity to be a part of the story!