Product Analyst - Assistant Manager - Lending

Paytm; Bengaluru; On-site; INR 1,200,000 - 2,200,000; Full time

Benefits offered by this job

Collaborative environment

Cross-functional exposure

Job summary

Paytm is seeking a high-agency Product Analyst for the Lending product team, blending analytics, product management, and operations to drive data-backed decisions across acquisition and servicing.

You will own funnel analytics, build dashboards, perform cohort analyses, and design A/B tests to optimize pricing and underwriting rules, with ownership of release monitoring and experimentation rollouts.

Qualifications

• 3 to 6 years of experience in Product Analytics, preferably with a background in Lending.
• Strong SQL proficiency (mandatory).
• Experience with Python/R for modeling preferred.
• Strong understanding of credit lifecycle and lending unit economics.
• Experience building dashboards.

Responsibilities

• Own end-to-end funnel analytics for lending products (financial securities).
• Build dashboards tracking key product metrics.
• Conduct cohort analysis across user segments and their performance.
• Design and evaluate A/B tests (pricing, UI flows, underwriting rules).
• Create decision frameworks for feature prioritization backed by data.
• Own release monitoring and post-release performance tracking.

Skills

SQL proficiency

Python

R

Credit life-cycle

Dashboards

Tools

SQL

Python

R

Job description

About Paytm Group:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

Role Overview

We are looking for a high-agency Product Analyst to join the Lending product team at Paytm. This role sits at the intersection of analytics, product management, technology, and product operations. You will drive data-backed decision-making across lending funnels across acquisition and servicing, identify opportunities for impact, and take operational ownership of selected product workstreams to improve execution velocity and free up PM bandwidth. This is a high-impact role with direct influence on revenue and customer experience.

Key Responsibilities

Product Analytics & Insights

Own end-to-end funnel analytics for lending products (financial securities).

Build dashboards tracking key product metrics.

Conduct cohort analysis across user segments and their performance.

Design and evaluate A/B tests (pricing, UI flows, underwriting rules).

Create decision frameworks for feature prioritization backed by data.

Product Operations

Own release monitoring and post-release performance tracking.

Manage experiment rollouts and ensure clean measurement.

Key Metrics

Funnel conversion rates

Servicing and experience

Disbursal growth

Time-to-disbursal

Pricing & experimentation.

Expectations

• 3 to 6 years of experience in Product Analytics, preferably with a background in Lending.
• Strong SQL proficiency (mandatory).
• Experience with Python/R for modeling preferred.
• Strong understanding of credit lifecycle and lending unit economics.
• Experience building dashboards.
• High ownership mindset and bias for execution.
• Prior experience in a fast-paced B2C fintech environment (preferred).

Why join us

• A collaborative output driven program that brings cohesiveness across businesses through technology.
• Improve the average revenue per use by increasing the cross-sell opportunities.
• A solid 360 feedback from your peer teams on your support of their goals.
• Respect, that is earned, not demanded from your peers and manager.

Compensation:

If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story!