Processor

YES BANK; Goregaon; On-site; INR 600,000 - 900,000; Full time

Job summary

Yes Bank Ltd. in Mumbai requires a postgraduate with 2+ years of experience in working capital operations to manage loan and security document preparation and digital execution under approved terms.

The role involves ensuring adherence to credit conditions, achieving TAT targets, and coordinating with Risk, REVG, and external auditors. Preference given to candidates with M Com/MBA Finance and strong compliance acumen.

Qualifications

• Essential: Postgraduate from a reputed institute/university with 2+ years of experience in working capital ops.
• Preferred: M Com/ MBA Finance will be an added advantage.
• Education details emphasize capital operations and finance exposure.

Responsibilities

• Ensure compliance of stipulated credit conditions.
• TAT management and timely processing of transactions.
• Digital execution of loan documents.
• Ensure error-free transaction processing and timely follow-ups with stakeholders.
• Prepare loan and security documents.
• Audit and compliance points properly observed.

Skills

Customer focus

Quality focus

Drive for results

Influence & impact

Integrity

Lead & develop people

Enables change

Build transparent teams

Professional entrepreneurship

Education

Postgraduate degree (essential)

M Com/MBA Finance preferred

Job description

• The person is responsible for preparing loan and security documents based on approved terms and conditions, as well as the digital execution of the respective documents.

• The person is responsible for preparing loan and security documents based on approved terms and conditions, as well as the digital execution of the respective documents.

SECTION IV: KEY RESPONSIBILITIES & KPIS OF THE ROLE

These responsibilities are representative, and the role holder is also responsible for any other job assigned by the superior authorities from time to time. This section in not intended to be an exhaustive listing of all activities done by the role holder. It should capture only the key responsibilities of the role.

Metrics that are used to evaluate the success / performance of the role; specific targets do not need to be included as those would change from Y-o-Y.

Responsibilities

KPIs

Strategy and Planning

• To ensure compliance of stipulated credit conditions.
• TAT management.
• Responsible Nil audit and Compliance points.
• To ensure error free transaction
• To ensure all transactions are processed within TAT
• To ensure compliance of stipulated credit conditions

Policies, Processes & Procedures

• Ensure timely processing of all the assigned transactions.
• Ensure error free transaction processing.
• Digital execution of loan docs.
• Ensure timely follow-ups with the stakeholders for transactions.
• Ensure document preparation of loan and security documents
• Ensure timely completion of all the assigned transactions.

People Management

Not applicable

SECTION V: OPERATING NETWORK

Key interactions which are essential to execute the role. This will include both internal (excluding sub-ordinates) and external stakeholders.

Internal

Business, Risk, REVG, RALT

External

External Auditor, Lawyer

SECTION VI: ROLE PROFILE REQUIREMENTS

Minimum Qualification Which Are Essential To Execute The Role.

Education

Essential: Postgraduate from a reputed institute/ University with 0-3 years of experience of working Capital Ops.

Preferred: M Com/ MBA Finance will be an added advantage

Experience

Essential: 2+ years of experience in operations.

Preferred: Experience of working capital operations.

Competencies

CORE COMPETENCIES

LEADERSHIP/ BEHAVIORAL COMPETENCIES

• Customer and Quality Focus
• Professional Entrepreneurship
• Drive for Results
• Influence and Impact
• Integrity
• Lead and Develop people
• Enables Change
• Build transparent and inclusive teams